Jump to content


  • Tweets

  • Posts

    • Hi welcome to the Forum.  If a PCN is sent out late ie after the 12th day of the alleged offence, the charge cannot then be transferred from the driver to the keeper.T he PCN is deemed to have arrived two days after dispatch so in your case, unless you can prove that Nexus sent the PCN several days after they claim you have very little chance of winning that argument. All is not lost since the majority of PCNs sent out are very poorly worded so that yet again the keeper is not liable to pay the charge, only the driver is now liable. If you post up the PCN, front and back we will be able to confirm whether it is compliant or not. Even if it is ok, there are lots of other reasons why it is not necessary to pay those rogues. 
    • Hi I received a Parking Charge letter to keeper on Monday 15/04/24, the 17th day after the alleged incident. My understanding is that this is outside the window for notifying. The issue date was 08/04/2024 which should have been in good time for it to have arrived within the notice period but in fact it actually arrived at lunchtime on the 15th. Do I have to prove when it arrived  (and if so how can I do that?) or is the onus on them to prove it was delivered in time? All I can find is that delivery is assumed to be on the second working day after issue which would have been Weds 10//04/24 but it was actually delivered 5 days later than that (thank you Royal Mail!). My husband was present when it arrived - is a family member witness considered sufficient proof? 1 Date of the infringement  arr 28/03/24 21:00, dep 29/03/24 01.27 2 Date on the NTK  08/04/2024 (Date of Issue) 3 Date received Monday 15/04/24 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012?  Yes 5 Is there any photographic evidence of the event? Yes 6 Have you appealed? [Y/N?] post up your appeal] No    Have you had a response?  n/a 7 Who is the parking company? GroupNexus 8. Where exactly [carpark name and town] Petrol Station Roadchef Tibshelf South DE55 5T 'operating in accordance with the BPA's Code of Practice'  
    • lookinforinfo - many thanks for your reply. It would be very interesting to get the letter of discontinuance. The court receptionist said that the county court was in Gloucester 'today' so that makes me think that some days it is in Gloucester and some days its in Cheltenham, it was maybe changed by the courts and i was never informed, who knows if DCBL were or not. My costs were a gallon of petrol and £3.40 for parking. I certainly don't want to end up in court again that's for sure but never say never lol. Its utterly disgusting the way these crooks can legally treat motorists but that's the uk for you. I'm originally from Scotland so it's good that they are not enforceable there but they certainly still try to get money out of you. I have to admit i have lost count of the pcn's i have received in the last 2 yr and 4 months since coming to England for work, most of them stop bothering you on their own eventually, it was just this one that they took it all the way. Like i mentioned in my WS the the likes of Aldi and other companies can get them cancelled but Mcdonalds refused to help me despite me being a very good customer.   brassednecked - many thanks   honeybee - many thanks   nicky boy - many thanks    
    • Huh? This is nothing about paying just for what I use - I currently prefer the averaged monthly payment - else i wouldn't be in credit month after month - which I am comfortable with - else I wold simply request a part refund - which I  would have done if they hadn't reduced my monthly dd after the complaint I raised (handled slowly and rather badly) highlighted the errors in their systems (one of which they do seem to have fixed) Are you not aware DD is always potentially variable? ah well, look it up - but my deal is a supposed to average the payments over a year, and i dont expect them to change payments (up or down) without my informed agreement ESPECIALLY when I'm in credit over winter.   You are happy with your smart meter - jolly for you I dont want one, dont have to have one  - so wont   I have a box that tells me my electricity usage - was free donkeys years ago and shows me everything I need to know just like a smart meter but doesnt need a smart meter,  and i can manually set my charges - so as a side effect - would show me if the charges from the supplier were mismatched. Doesn't tell me if the meters actually calibrated correctly - but neither does your smart meter. That all relies on a label and the competence of the testers - and the competence of any remote fiddling with the settings. You seem happy with that - thats fine. I'm not.    
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Income Insurance


Neopeppy
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2100 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Just a question,

 

I have been sick for a long time and forgot I was paying for income protection

, I have claimed but I have a gap of 3 months and 1 week where i did not ask for an unfit form as i was not working/sign on and not leaving the house with depression and anxiety.

 

I got an unfit notice before and after this gap with the same condition (it never went away)

 

How do I go about getting some form of information that I can send to Income insurance to prove i was still unfit?

 

Can i ask the doctor to write a letter to say his opinion i would have been still unfit if i asked for the unfit letter?

 

They are saying anything over a 3-month gap they cant payout... (Convenient)

Link to post
Share on other sites

If your new claim occurs more than 3 months after the end of your previous claim and it arises from a related condition or one that existed at the same time as your original claim, you must have returned to work for at least 3 consecutive months to be able to claim, my gap is November 4th - Feb 16 3 months 16 days ish

 

 

(Barclays income insurance) now monument

Edited by Neopeppy
Link to post
Share on other sites

Various random posts on old threads moved to this thread and duplicate s tidied

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

If your new claim occurs more than 3 months after the end of your previous claim and it arises from a related condition or one that existed at the same time as your original claim, you must have returned to work for at least 3 consecutive months to be able to claim, my gap is November 4th - Feb 16 3 months 16 days ish

 

 

(Barclays income insurance) now monument

 

 

Thank you. So why are they saying they don't want to pay?

 

 

HB

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

in the 3 months,

i don't have an unfit letter from the doctor as i never asked for one,

 

i was not working or signing on (Never left house)

 

i did not ask for one even tho i have unfit letter before and after for the same thing,

 

Its clear i was still unfit but they need in writing, the doctor however said he cant do a un fit letter as i never asked for one during that period

 

He did do a letter saying i was still being treated for the condition over the whole period, They said that is not good enough, needs to say Un fit.

Link to post
Share on other sites

No, i not been able to work since October

 

 

Oh right, I misunderstood. When you and they talk about a new claim, do you mean there was a claim before that? I'm not sure where the three month bit comes in, could be me.

 

 

HB

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

the claim was sickness when I was working which was up top the point i ended my employment which they paid, i then needed information from November onwards.

 

Nov to Feb i did not have any unfit letters because i was not working, i did not see the point getting as i was going to give them to nobody.

 

However, the doctor has confirmed i have been continuously treated up to this very day. but can not give me an Unfit letter as i never asked for one at the time, this was 2015 when i stopped working. The condition has always been there and it doesn't just disappear for 3 months.

 

2015 sep-oct (End of work) Unfit letter

nov-Feb (Not working) No unfit letter

Feb until now Unfit letter provided

Edited by honeybee13
Paras
Link to post
Share on other sites

Thank you, that's what I was about to ask you for. Are they paying you now and it's Nov to Feb you're arguing about?

 

Is there something in their policy or Ts and Cs, etc that says what you should do when you want to claim?

 

HB

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

Not paying me anything from November 2015 onwards due to the 3-month gap without an unfit letter.

 

Can i not ask the doctor to put that in his opinion if i asked for a letter in that 3 months it would have been unfit as i was before and was after?

Link to post
Share on other sites

So is this what happened or not please? Including the dates.

 

 

2015 sep-oct (End of work) Unfit letter Claim paid?

 

nov 2015?-Feb 2016? (Not working) No unfit letter No claim made?

 

Feb 2016? until now Unfit letter provided Claim being paid or not?

 

Sorry if I'm being thick but it's important to get this right.

 

 

HB

Edited by honeybee13
Spacing

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

2015 sep-oct (End of work) Unfit letter Claim Paid

 

nov 2015?-Feb 2016? (Not working) No unfit letter Claim made but won't pay

 

Feb 2016? until now Unfit letter provided Claim not being paid

 

 

The claim was meant to go from October 2015 until now, but they could only pay until November 2015 due too no unfit letter. They have had all evidence showing I stopped working, I have been unfit to work from Feb 2016 till now and i have been treated from October 2015 until now.

Link to post
Share on other sites

I never returned to work so

(If your new claim occurs more than 3 months after the end of your previous claim and it arises from a related condition or one that existed at the same time as your original claim, you must have returned to work for at least 3 consecutive months to be able to claim)

 

Just realised i was in physio at the hospital during this 3 month gap, Surly i can use this as proof i was still unfit

 

Stil have my physio appointment card

Edited by dx100uk
merge
Link to post
Share on other sites

  • 2 weeks later...
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...