Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #1
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    thespidersilva Novitiate



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    I have moved my vehicle to a safe place,

    I bought it in good faith 2 months ago for 3500 form private seller,

    spent 1000 pounds on repairs already and now LBL have sent agaents to seize.

    I have attached there BOS that they have provided me, but they are insisting that it holds up and stated categorically that they will continue to seek their "asset" and also threatened me that they will report it stolen and that i will be handling stolen goods.

    FYI, i bought the vehicle with full V5 present and had no reason to suspect anything like this.

    Thanks in advance for any help or advice.

    Attached Files

  2. #2
    Site Team dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk's Avatar



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    Default Re: LBL Help

    thread tidied.

    shame you didn't do a full hpi check...

    its a must nowadays.

    was the loan with the previous owner you got the car from?
    if not was this through a trader or private sale?


  3. #3
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    thespidersilva Novitiate



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    Default Re: LBL Help

    Previous previous owner and it was a private sale, so changed hands twice from lbl then me


  4. #4
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    Default Re: LBL Help

    You should of done a HPI check.
    The vehicle belongs to the log book loan people.
    The seller had no right to sell it and the person who you bought it off didn't either.

    They will get the car back by hook or by crook.

    You need to sue the person who sold it to you and then that person sues the person who sold it to them.
    It happens a lot.

    If you had done a HPI then if the pi company buggers up with the data then you would of had direct recourse against them.

    The LBL can and will report it as stolen


  5. #5
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    thespidersilva Novitiate



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    Default Re: LBL Help

    Not really what i was hoping to hear, but thanks for your input


  6. #6
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    Default Re: LBL Help

    the repo agent has zero legal powers they are only a repo firm not bailiffs
    keep it on private land pref behind locked gates, better in a garage.

    so you've spoken to LBL
    what are they going to do about chasing the debtor?

    might pay you to try and findout who has the outstanding LBL and make contact
    SOMETIMES they are willing to sort the debt out which resolves your issue.

    work with LBL not against them and they will help you


  7. #7
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    Default Re: LBL Help

    Good shout i didnt consider those points, will feedback an update once i have followed your advice


  8. #8
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    Default Re: LBL Help

    Working with the lbl will just end with one question.
    Will you settle the outstanding debt to keep the car?
    Yes.. Your paying someone's debt off for them
    No.. We will report it stolen.

    Yes dx I right that repo agents have very little powers but if the car is reported stolen, and it technically is, what powers do you think the police have?



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
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