Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #61
    Site Team dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk's Avatar



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    Default Re: Instant Cash Loans / BW Legal

    No you are not
    Its a true reflection of how you operated the account
    The only thing you might poss do is get a default registered at 3 in 2014
    But it will still be there till its 6th birthday

    You want a magic wand
    There isnt one sadly

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  2. #62
    Basic Account Holder
    Do you record your calls?
    You'll regret it if you don't.
    rintyrad Novitiate



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    Default

    Quote Originally Posted by dx100uk View Post
    No you are not
    Its a true reflection of how you operated the account
    The only thing you might poss do is get a default registered at 3 in 2014
    But it will still be there till its 6th birthday

    You want a magic wand
    There isnt one sadly
    Ok but surely best thing to do is just pay it off?


  3. #63
    Site Team dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk's Avatar



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    Default Re: Instant Cash Loans / BW Legal

    not saying you shouldn't
    just pointing out its not a guaranteed magic wand.

    it should [and note I say should, !!] charge the status of the loan to show settled.
    but that wont remove the late payment records in the calendar section
    however AFIAK mortgageicon companies don't have access to those so wont know its had a poor history.

    but ive also seen that it didn't remove the late payment status, just like if you pay a debt off if its had a default notice issued
    it still says default by also shows as settled.

    the late payment status is something registered by the debt owner, its not as a result of what the last calendar marker said..
    so as you cant see it can be hit and and miss IF it stays or goes.

    PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS
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