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Lifestyle/Gymgroup cancellation nightmare!


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no it cant hurt anything at all credit wise etc etc.

 

what email device/program are you using?

 

and who is your isp

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi TL,

 

If Honeybee can help you find old emails, that's great but it really doesn't affect how you should deal with Harlands/CRS.

 

Please read other threads and you'll see we repeat the same advice to many other :-

 

1. Ignore the demands

 

2. Ignore requests that you call them

 

3. They will not take court or any other action that can affect you

 

4. This will not affect any credit rating

 

If you find any old emails that are relevant, let us know but DON'T contact Harlands/CRS about this.

 

Did you get the DD money back from the bank as requested by you ?

 

:-)

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Ideally I would liked to have retrieved the messages from lifestyle and gymgroup to me. The “Sorry you’re leaving us” emails.

 

I did get my money back via the dd guarantee.

I’ve never done that before! Harlands did exactly as you guys said and sent a threatening letter asking that I reverse the order.

 

Every time they contact me that add more charges

 

. I guess so psychologically we panic and want to resolve it. If they have no real power, I’m taking your advice and ignoring them

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Excellent, ignore their empty threats but keep us posted.

 

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  • 1 month later...

Now go read the letter PROPERLY..

Doesnt say will anything.........

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Who's the letter from ?

 

In any event, we'll probably still advise to IGNORE.

 

:-)

We could do with some help from you

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EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

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Following our initial letter, we are disappointed that your account with Lifestyle Fitness - Hagley Road is still in arrears and our fee has not been paid.

We would still like to reach an amicable resolution to this, however, if you fail to respond to this letter, we will have no option but to commence further action to recover the monies owed. The options available to us are:

1. LEGAL ACTION

We believe you are in breach of a legally binding contract with Lifestyle Fitness - Hagley Road because you have not paid your membership and our fees. We may pursue a claim under this contract through the Courts. If we do so the following process would apply:

1. We will write a formal letter explaining what we are demanding and give you a final opportunity to pay/reply;

2. If this failed to settle the matter we would issue proceedings against you in the County Court;

3. Youcouldtheneither:

a. make payment, ending the legal process, or

b. dispute some, or all, of the amount was owed.

4. If you dispute the amount was owed the Court process would continue, at the end of which

the Court would make a decision on our claim.

5. A strict Court imposed timescale will apply in relation to the Court process.

Were we to be successful in our claim, or if you ignore the claim, a County Court Judgment (CCJ) may be registered against you requiring you to make payment. You may also be liable for our costs of pursuing legal action and interest on the amount owed.

If you then fail to pay the amount covered by the CCJ we would take the next steps required to enforce the judgment. To do this we would have to make an application to Court.

2. OUTSOURCE TO EXTERNAL AGENTS

Your account would be passed to another Collection Agency who will take further action to recover the monies owed.

YOU CAN AVOID THIS HAPPENING IF WITHIN THE NEXT 10 DAYS YOU CONTACT US ON 01444 449165 TO ARRANGE PAYMENT WITH US.

Credit resolution services

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Guess that will be option 2 then :wink:

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is from a DCA?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

a powerless dca ...ignore

 

only the original creditor can take you to court.

..and even though we know CRS is harlands..

..makes no odds.

 

would also have to abide by the pre action protocol and send you a letter of claim giving 30days notice of POSSIBLE impending proceedings.

 

no gym etc has done court in +5yrs now and even then they lost.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

........... and remember, CRS aren't even a proper DCA !!

 

They're Harlands, pretending to be a separate company !!

 

Ignore and keep us posted.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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