Jump to content


  • Tweets

  • Posts

    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

HMRC, bailiffs help - already at £75 compliance stage


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2130 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi all,

 

I need some advise on how to deal with HRMC and stop them from coming to my house,

applying crazy charges,

taking my goods

and making me bankrupt

(which will cause me to lose my new job)

all down to a problem with self assessment tax ,

charges and interest from claiming child benefit.

 

Really don't know what to do but I know that they can reclaim tax by adjusting the tax code which I assumed had already happened as my online tax code seemed to change ever few months .

 

A collection office turned up at my door last week,

demanded £75 for his visit and insisted that I somehow sort out £11000 dept.**

 

I offered to make a token payment of £500 and asked to have the payments taken via my tax code.*

 

He didnt agree to this but said that I needed to speak to the dept management team which I did.*

they advised me that I needed to complete my self assessment by registering,

then waiting for an activation code and finally completing the submissions before we could do anything.

 

My worry is that I will not be able to do all this within the 14 day time limited the HMRC collections persons placed on me

I understand they have unique powers meaning they can enforce bailiffs without needing to go to court.

 

What can I do ?

I was about to sent a letter asking for the payment to be taken from my tax code and pleading my case (almost begging etc) but wanted to ask for some advise first.

 

Anyone offer any help on what I should do.?

 

Thanks

 

Scott

Edited by dx100uk
spacing
Link to post
Share on other sites

How do they come to believe you owe them £11k?

How much (if anything) do you believe you owe them?

 

What is the backstory here? (Including details of which tax year the events were).

The answers to those will dictate your next steps.

Link to post
Share on other sites

Hey,

 

child benefit charges for 2014, 2015 and 2016 plus interest plus charges.

 

I was never been asked to do a self assessment until last year where all this started.

During the last 12 months my tax code has have changed 4 times so I assumed this was all being taken care off.

The information from my personal HMRC tax account online shows different tax codes to whats on my payslips too.

 

I have even spoken to HMRC who tell that I need to firstly register for self assessment to get my UTR then wait for my activation code which proves this is all new to me.

 

Being honest, I certainly owe the money and could possible get the fees and charges removed if I appeal.

 

Avoiding payment is not my intention

- what I want to do is have a realistic payment option ideally via my tax code adjustment

not live in fear that a baliff will suddenly turn up,

force their way in ,

take my stuff,

bankrupt me for any deficient which could cause me to lose my new job.

 

Phew..

 

Thanks

 

Scott

Edited by dx100uk
spacing
Link to post
Share on other sites

whoa hold there

you'll never get bailiffs for an HMRC debt so

don't go thinking these stupid cant pay we'll take it away TV stuff EVER can be involved

its a gov't debt they never chase those nor can they!!...

 

you simply deal with HMRC directly.

 

you have ofcourse put them to STRICT PROOF via an SAR that this is owed!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

and they cant add ANY FEES NOR NOTHING ELSE too

stop panicking!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hi,

 

Thanks - they are adding them on and the letter I received yesterday confirmed that they had added £75 charge on now and they will add another £225 on if it goes to the next stage of recovery plus 7.5% interest.

 

Apparently HMRC have special collection powers and can just break into my house via force (as a last resort) but they dont need to go to court first to start collecting my goods etc.

 

This rubbish?

Link to post
Share on other sites

right so they can add enforcement fees then sorry..

the bailiff people will be along soon

how come its got this far

you should have received numerous letters before it got to this stage.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

hey we've got big buckets

the experts will be here soon

I've moved you to the bailiffs forum

there are better experts here

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

If you have been speaking to the Debt Management Team then they should be giving you the extra time as required and their bailiff should be put on hold. Have you now commenced the procedure of applying for SA, if not you should do so ASAP to get the ball rolling. If you hold off then HMRC will think you have something to hide.

Please consider making a small donation to help keep this site running

 

[sIGPIC][/sIGPIC]

 

Link to post
Share on other sites

did you have complicated tax affairs at the time,

ie more than one job, self employment, claiming tax credits etc?

 

If not then how and why has this state of affairs come about?

Is it entirely their error or have you failed to tell them somehting that you should have known

( and that doesnt include working out tax code or amount owed, just a significant change on previous years)

 

secondly

can you actrually calculate how much you owe or think you owe?

If you can do this it is a stick to beat them with as they will have made assumptions to get to their figure and that may well be inaccurate by a fair bit.

 

that will be enough to go to a dispute and that shoudl put the collection fees and activity on hold but you must get this on paper quickly

Edited by dx100uk
spacing
Link to post
Share on other sites

If you have been speaking to the Debt Management Team then they should be giving you the extra time as required and their bailiff should be put on hold. Have you now commenced the procedure of applying for SA, if not you should do so ASAP to get the ball rolling. If you hold off then HMRC will think you have something to hide.

 

Hi I spoke to their debt management team and they advised me to contact the field agency who paid me the first visit.

 

He was surprisingly ok and I said that my activation code for self assessment had not arrived yet and there was nothing they could be done until came.

 

Agreed I needed to do my SA returns for 2014, 2015 and 2016, see where that leaves me and hopefully arrange a replacement plan with debt management.

 

 

They can see I am trying to sort this and have no problems with setting up a payment plan.

 

Fingers crossed

Link to post
Share on other sites

idi you have complicated tax affairs at the time, ie more than one job, self employment, claiming tax credits etc? If not then how and why has this state of affairs come about? Is it entirely their error or have you failed to tell them somehting that you should have known ( and that doesnt include working out tax code or amount aowed, just a significant change on previous years)

 

secondly can you actrually calculate how much you owe or think you owe? If you can do this it is a stick to beat them with as they will have made assumptions to get to their figure and that may well be inaccurate by a fair bit. that will be enough to go to a dispute and that shoudl put the collection fees and activity on hold but you must get this on paper quickly

 

Hi, this is from claiming child benefit . I earned over the threshold and now and being penalised for it.

 

I got nothing.. it's my fault for assuming that the change in tax code were because they were adjusting to back pay.

 

Is there an online calculator that will give me some idea of figure etc ?

 

Thanks

Link to post
Share on other sites

Hi I spoke to their debt management team and they advised me to contact the field agency who paid me the first visit.

 

He was surprisingly ok and I said that my activation code for self assessment had not arrived yet and there was nothing they could be done until came.

 

Agreed I needed to do my SA returns for 2014, 2015 and 2016, see where that leaves me and hopefully arrange a replacement plan with debt management.

 

Glad to hear that your problem is on its way to being resolved.

Link to post
Share on other sites

Hang on a min.

 

If you have notified HMRC changes in circumstances in the relevant years and hmrc have failed to update their systems and you have paid too little tax you can get a large chunk written off by them.

 

So questions.

Did you notify hmrc in 14/15/16/17 in changes in circumstances.

 

What I the reason you now have to SA.

 

I had 1600 written off from tax year 14/15 because I told them a change,

they failed to try to collect it or even inform me of underpayment. T

 

hey tried to collect it tho year but because it was over two years they wrote it off.

 

Even though it took some pretty stern phone calls as the hmrc lady didn't even know about the rules.

 

I'll try to find the relevent link but google owe tax over 2 years or the like

Edited by dx100uk
spacing
Link to post
Share on other sites

Have you infomed them of changes??.

This is important.

 

If you just buried your head in the sand then esc A19 wont work.

Its the addage of clean hands syndrome

 

Hi no but they see any information of my salary via RTI integration but I guess this is no a valid argument at all so yes.. got a lot of sand in my hair.

 

I have to do an income and expenditure form for them to work out how much I can pay etc.

 

This is positive etc although I am worried that they might force me to pay every scrap of my spare money back each month.

 

Let's see what Thursday offers when I speak to them again via phone.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...