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CRS Debt Collectors/ Xercise4Less


jody84
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Hi guys,

I've had an ongoing battle with CRS over the last 3-4 years about an unpaid debt relating to Xercise4less.

 

After chasing me for £234.49 it transpires that i cancelled my direct debit too soon and didnt pay the last month of my contract. (Bearing in mind i only found this out the other day).

 

At first i ignored any correspondence from CRS as everyone on the forums said they were [problem]mers, but now after all this time i am fed up of being harassed and just want this over with.

 

As the forums suggested, i asked them if they owned the debt and if it was a credit agreement. They have replied and said "We have not bought the debt but merely act as an agent on behalf of our client. This matter does not relate to a credit agreement."

 

I'm happy to pay the £9.99, but dont feel i should pay anything else

. Does anyone have any suggestions on what i should do next and how liable i am for the debt?

 

Thoughts welcome, thanks

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Hi Jody and Welcome to CAG

 

I have moved your post away from a 9 year old thread to your own thread...please continue to post here.

 

Regards

 

Andy

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Hi guys,

I've had an ongoing battle with CRS over the last 3-4 years about an unpaid debt relating to Xercise4Less. After chasing me for £234.49 it transpires that i cancelled my direct debit too soon and didnt pay the last month of my contract. (Bearing in mind i only found this out the other day). At first i ignored any correspondence from CRS as everyone on the forums said they were [problematic], but now after all this time i am fed up of being harassed and just want this over with.

 

As the forums suggested, i asked them if they owned the debt and if it was a credit agreement. They have replied and said "We have not bought the debt but merely act as an agent on behalf of our client. This matter does not relate to a credit agreement."

 

I'm happy to pay the £9.99, but dont feel i should pay anything else. Does anyone have any suggestions on what i should do next and how liable i am for the debt?

 

Thoughts welcome, thanks

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Did you inform the gym you were cancelling?

 

Just remember a dca is not a BAILIFF

And have ZERO legal powers.

 

Gyms have not done court since 2012 when they lost badly

And they dont sell debts either

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks very much for your reply.

 

Yes I gave them 30 days notice I was cancelling, as per their requirements.

If they have no legal power and don’t own the debt how do I end this battle for once and for all?

Edited by dx100uk
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Hi Jody,

 

If Harlands thought you really owed the alleged debt, they'd have taken court action long ago. However, they don't do courts !!

 

1. When was the last time they contacted you with a demand, and by what means?

 

2. Was is CRS ?

 

3. How did you reply to them and by what means ?

 

I suspect they continue to harass you because you're staying in contact with them. In most cases here, we advise that folk ignore them after initially setting out your position.

 

There's no credit agreement involved, nor has anyone bought the alleged debt. Read other threads here for information and inspiration.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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drop the letter tennis.

block and bounce their emails...sorted...…..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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