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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
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    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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Shergroup HCEO Notice of Enforcement - Co-op funeral debt CCJ


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Hi

 

Thank you for allowing me to post on your informative website.

 

I am after some advice please.

 

A CCJ was entered against me, mid May this year for £2300.

 

I’m not disputing that I don’t owe this money.

 

I have received a notice of enforcement from Shergroup Enforcement telling me that if I don’t contact the by 5pm on the 23/6 I can expect a visit at home☹️.

 

The letter only arrived this morning.

 

What should I do if they turn up.

Obviously I won’t answer the door to them or sign anything.

The property belongs to a housing association.

 

I have a car but it is on finance but I’m guessing to be on the safe side I should hide it.

 

I have two vulnerable children at home both under the age of 16.

 

I will be able to clear the debt in full in a couple of months.

 

Thanks

J

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who got the CCJ [the claimant]

and whats the debt about please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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The claimant is the midcounties co-operative ltd.

The debt is for an unpaid family members funeral. (Not good I know..... it’s a long story. Hope that is not too outing).

Thanks

J

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aw shame was there not enough money in their bank a/c to pay the funeral?

 

anyway you need to contact the bailiff and arrange suitable payment arrangements within the 7days

are they operating as HCEO here, I suspect they are?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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No. There were no funds in their bank account.

Yes I can contact them

Just wondering what I should do if the high court enforcement officers turn up.

Thanks

J

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don't let them in

theres no right of forced entry.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

thread title updated

 

how olds this CCJ?

 

I was wondering if you could do an n245 like here

 

https://www.consumeractiongroup.co.uk/forum/showthread.php?485118-Funeral-Debt-Ccj-adding-interest-daily

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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The ccj is from 17/5/18.

As I said I should be able to pay the debt off in full by mid/end of July as the deceased’s property will be sold.

Thanks J

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not sure exactly which direction to go:

 

ring shergroup and tell them that [and that you are going for an N245]

 

ring the court an tell them it will be paid by xx date and what do they recommend?? N245?

 

or both?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

What date is on the Notice of Enforcement you have received?

Do you still have the envelope it came in?

If so how was it posted?

 

I note what you say about making contact and will suggest if no contact made by tomorrow they could well turn up on Sunday.

Do not let them in they have no right of entry regardless of anything they may say.

 

In the meantime you need to download and fill in an application for a Stay of Execution against the Writ.

 

Depending on answers above will give grounds for application.

It does appear you will have no grounds to have the matter Set Aside but could go for a Variation allowing you to pay at a reasonable rate without all their fees.

 

They will be looking at payment in full only and may not entertain a voluntary payment plan.

Edited by dx100uk
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not sure exactly which direction to go:

 

ring shergroup and tell them that [and that you are going for an N245] - don't ring it will encourage them to attend

 

ring the court an tell them it will be paid by xx date and what do they recommend?? N245?

 

or both?

 

 

Possibly not much can be done at this time on a Friday.

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[sIGPIC][/sIGPIC]

 

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Tnx pt

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

what estate did they have?

estate is stuff like property, cash, stocks and shares, important works of art or collections. It is not stuff like furniture or other effects, personal jewellery car and so forth.

 

Lastly why did it get to a court claim, funeral directors normally give people a year to cough up as the deceased is supposed to pay for their own funeral ( they all create a contract with the living though or people would do the dirty).

 

If they had an estate did they leave a will?

If not then unless you had permission from the govt it isnt your place to make decisions in this regard.

 

Hate to say it but bodies get left in mortuaries for a long time sometimes so unless you are the nearest relative you act of kindness has been misplaced and it has now come back to bite you and the other relatives shuld be ashamed.

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If they had an estate did they leave a will?

If not then unless you had permission from the govt it isnt your place to make decisions in this regard.

 

 

That would depend on the circumstances surrounding the deceased's estate. Your statement is certainly inaccurate and given the nature of the subject, unnecessary scaremongering.

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HCEOs cannot visit on Sundays or Bank Holidays.

 

Enforcement agents are permitted to enforce 7 days a week, except for Bank Holidays and Christmas Day.The time of visit will take place between 06:00 and 21:00

We could do with some help from you.

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If you want advice on your Topic please PM me a link to your thread

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Enforcement agents are permitted to enforce 7 days a week, except for Bank Holidays and Christmas Day.

 

 

The Taking Control of Goods Regulations 2013 states any day of the week but the Taking Control of goods National Standards while not legally binding states "Enforcement agents should be respectful of the religion and culture of others at all times. They should carefully consider the appropriateness of undertaking enforcement on any day of religious or cultural observance or during any major religious or cultural festival" which arguably covers Sundays being a day of religious observation as that is why Bank Holidays and Christmas Day are considered to be inappropriate.

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show me where this is wrong,

a person has to apply for a grant of representation.

 

If there is no estate then nothing to administer but the law is fixed on how things are done and who gets what.

 

As for scaremongering,

i am trying to point out that they may have not been liable for the debt in the first place and as an addition to that it may be possible to get the CCJ set aside on the grounds that they arent liable for the debt but the actual next of kin.

that person or persons is also determined by law and also the pecking order.

 

That would depend on the circumstances surrounding the deceased's estate. Your statement is certainly inaccurate and given the nature of the subject, unnecessary scaremongering.
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ericsbrother said:
what estate did they have?

estate is stuff like property, cash, stocks and shares, important works of art or collections. It is not stuff like furniture or other effects, personal jewellery car and so forth.

 

Lastly why did it get to a court claim, funeral directors normally give people a year to cough up as the deceased is supposed to pay for their own funeral ( they all create a contract with the living though or people would do the dirty).

 

If they had an estate did they leave a will?

If not then unless you had permission from the govt it isnt your place to make decisions in this regard.

 

Hate to say it but bodies get left in mortuaries for a long time sometimes so unless you are the nearest relative you act of kindness has been misplaced and it has now come back to bite you and the other relatives shuld be ashamed.

 

Yes thats correct, we see time and time again where family arrange the funeral for a deceased relative where the estate of the deceased had no funds or assets. The relatives or even the friends that organise it then pay for the funeral.

 

Best bet would be to ring the EA(ask the office for his number). Ask him to come round to assess your circumstances.

Show him the car finance details, he wont have an interest in that then.

If you have little to no goods of value in the house, then there will likely be nothing for him to do but look to set an arrangement with you.

Feel free to refuse him access. Its your right to do so.

But if you are confident you have nothing of resale value in the house, then its not an issue as he probably wouldnt even threaten a removal.

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show me where this is wrong,

a person has to apply for a grant of representation.

 

If there is no estate then nothing to administer but the law is fixed on how things are done and who gets what.

 

As for scaremongering,

i am trying to point out that they may have not been liable for the debt in the first place and as an addition to that it may be possible to get the CCJ set aside on the grounds that they arent liable for the debt but the actual next of kin.

that person or persons is also determined by law and also the pecking order.

 

 

Unfortunately the person who arranged this is the one responsible.

Please consider making a small donation to help keep this site running

 

[sIGPIC][/sIGPIC]

 

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show me where this is wrong,

a person has to apply for a grant of representation.

 

If there is no estate then nothing to administer but the law is fixed on how things are done and who gets what.

 

As for scaremongering,

i am trying to point out that they may have not been liable for the debt in the first place and as an addition to that it may be possible to get the CCJ set aside on the grounds that they arent liable for the debt but the actual next of kin.

that person or persons is also determined by law and also the pecking order.

 

 

If a person arranges the funeral of a deceased person and agrees to a contract to provide that service, that person is then liable for the debt. Voluntarily paying for a funeral has nothing to do with a grant of representation, it is a separate issue from administering the estate. Yes, the funeral cost could have been met from any equity in the estate but that did not happen.

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