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    • Better version attached with the late appeal explained more clearly for the judge. This will sound silly, but I think it would be a good idea to e-mail it to the court and UKPC on Sunday.  It's probably me being daft, but Sunday is still March, and as it's late, sending it in March rather than April will make it sound like it was less late than it really is.  if you get my drift. You can still pop in a paper version on Tuesday if you want. E-mail address for the court: [email protected] And for UKPC: [email protected]   [email protected] Defendant WS.pdf
    • Update 15th March the eviction notice period expired, and I paid my next month rent along with sending them the message discussed above. After a short while they just emailed me back this dry phrase "Thank you for your email." In two weeks' time I'm gonna need to pay the rent again, and I have such a feeling that shortly after that date the contracts will be exchanged and all the payments will be made.  Now my main concern is, if possible, not to end up paying rent after I move out.  
    • they cant 'take away' anything, what ever makes you believe that?  dx  
    • The text on the N1SDT Claim Form 1.The claim is for breaching the terms and conditions set on private land. 2. The defendant's vehicle, NumberPlate, was identified in the Leeds Bradford Airport Roadways on the 28/07/2023 in breach of the advertised terms and conditions; namely Stopping in a zone where stopping is prohibited 3.At all material times the Defendant was the registered keeper and/or driver. 4. The terms and conditions upon  entering private land were clearly displayed at the entrance and in prominent locations 5. The sign was the offer and the act of entering private land was the acceptance of the offer hereby entering into a contract by conduct. 6.The signs specifically detail the terms and conditions and the consequences of failure to comply,  namely a parking charge notice will be issued, and the Defendant has failed to settle the outstanding liability. 7.The claimant seeks the recovery of the parking charge notice, contractual costs and interest.   This is what I am thinking of for the wording of my defence The Defendant contends that the particulars of claim are vague and are generic in nature which fails to comply with CPR 16.4. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 1. Paragraph 1 is denied. It is denied that the Defendant ever entered into a contract to breach any terms and conditions of the stated private land. 2. Paragraph 2 and 4 are denied. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was only contracted to provide car park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. 3. It is admitted that Defendant is the recorded keeper of the vehicle. 4.  Paragraph 6 is denied the claimant has yet to evidence that their contract with the landowner supersedes  Leeds Bradford airport byelaws. Further it is denied that the Claimant’s signage is capable of creating a legally binding contract. 5. Paragraph 7 is denied, there are no contractual costs and interest cannot be accrued on a speculative charge.   I'm not sure whether point 4 is correct as I think this side road is not covered by byelaws? Any other suggestions/corrections would be appreciated.
    • Dear EVRi parcelnet LTD t/a evri   evri parcelnet isnt a thing also you say defendant's response which is a bit of a weird format.   Something like   Dear EVRi, Claim no xxxx In your defence you said you could not access tracking. Please see attached receipt and label Regards
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Lloyds Bank linking wrong information again !!!


Luco19
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Ill start by stating i have never had any dealings with Lloyds Bank in my life but they have registered accounts on my credit report.

 

There is two accounts on my file one mortgage for an address which is not mine and also a credit card again which is not mine.

 

The mortgage is in serious arrears and the credit card is listed as defaulted.I am also receiving debt collection letters.

 

I have had problems with Lloyds in 2010 - 13 where they also had a CCJ against me.

 

They also sent a letter from there solicitors to my address stating i was a fraudster. (see attachment)

 

I managed to get things erased from my credit file eventually through a lot of hard work , and eventually i went to the newspapers and FOS who helped me sort it.

 

I received a disgraceful amount of compensation for what they had put me through and now they have managed to wreck my credit file again.

 

I have sent SAR off and i am awaiting response.

 

Again this is for a person with the same name and DOB as me but this person has a middle name and i do not.

 

Any help or similar experiences with this kind of thing would be good to know so i can again chase them.

 

Thanks.

 

Sorry attachment here from mentioned above.

 

see my other links

 

https://www.consumeractiongroup.co.uk/forum/showthread.php?488056-Barclays-default-not-mine-!!!&p=5129009#post5129009

Lyons Letter.pdf

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HI Luco - This sounds to me like you need Lloyds Exec team to deal with. Id email the CEO

Go to CEOEmail to get the email address. IUf you need help drafting something - Please do let us know.

 

You could be due a big payout as this will affect your credit file!! Can cause higher APR Rates and reduced credit limits on cards...!!

 

FKO

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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Receptaculum Ignis

 

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I'm sorry but I don't think this is at all suitable for an email to the CEO. I understand that there was an exactly similar problem with Lloyds about seven or eight years ago which was eventually resolved after a big struggle, a decision from the FOS and some kind of court action.

 

Now Lloyds are doing it again. Last time Lloyds got away with a desultory compensation.

 

I think this needs to be done formally rather than letting them deal with it in-house.

 

I think the best thing to do is wait for the SAR and then start making formal complaints in various places.

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Hopefully this will clarify how the CRAs work , i have posted here a couple of paragraphs from my letter i received off Experian about Lloyds , i have also attached the full letter for those who have PDFlink3.gif reader, which i would advise reading.

 

 

 

“As we have advised in previous correspondence, the companies who provide the credit reference agencies are the ones who are ultimately responsible for the accuracy of the data they send to those credit reference agencies”

"As previously advised, any instance of Experian providing your address or any other address to a company as a 'POSSIBLE' address for there creditor would have been on the strict understanding that they take the appropriate steps to ensure they have established that their creditor does indeed live at an address before linking them with it"

Thanks.

Experion FOS letter1_1.pdf

Experian FOS letter2_1.pdf

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I'm sorry but I don't think this is at all suitable for an email to the CEO. I understand that there was an exactly similar problem with Lloyds about seven or eight years ago which was eventually resolved after a big struggle, a decision from the FOS and some kind of court action.

 

Now Lloyds are doing it again. Last time Lloyds got away with a desultory compensation.

 

I think this needs to be done formally rather than letting them deal with it in-house.

 

I think the best thing to do is wait for the SAR and then start making formal complaints in various places.

 

 

 

 

I will definately be waiting for the SAR before proceeding thanks.

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  • 4 weeks later...

Just an update to let everyone that is following this thread know whats going on so far, Lloyds like all of the banks i have dealt with have requested a further 60 days to produce a SAR. Ill post again in September.

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