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    • Hello Caggers,   I've been trying for years to get an old EE account wiped off my credit file. It was opened in 2013 and almost immediately defaulted but was shown as "Payment Arrangement" ever since. I contacted EE by telephone in 2022 and was advised it had not been wiped because therte was still £69 owing, so I paid it and thought it would correct once the CRA's updated their reporting cycle.   However, it has still not been removed. I made a formal complaint on 27/03/2024 and have had contact with the executive team who advised that  "EE account 106985089 has now been deleted from the Credit File as it failed to close as it was reporting the payment arrangement set up despite, as advised this failing which should have resulted in a further default showing.  Please be advised the deletions we have completed take 24 hours to update if a paid service is used to view the Credit File. If the customer uses one of the free services to view the Credit File, the recordings update in 24 hours but the changes can take up to 30 days to be visible on a new copy of the Credit File. I have requested compensation and been advised by EE that another team are looking into this. That was almost 2 weeks ago and there has been no contact since, despite me chasing it. I do not want to go to court and would rather settle this amicably. However,I have been advised that I might have a claim for aggravated damages due to the length of time the incorrect reporting has been on my file and the fact that I told EE about this issue and paid the demanded outstanding amount of £69 almost 18 months ago. Should I just wait for EE to reply or should I start building my case against them? Is their statement admissible as evidence of their blame or do I need to dig a bit more? I made a DSAR which was initially rejected as having no data found yet. I trawled my e-mails from 2013 and found the account number and mobile number, so I'm now awaiting the result of my 2nd attempt at DSAR. I have very little in the way of proof of actual loss except a mortgage refusal e-mail from HBOS in 2015. I have also had high interest loans and credit over the last 10 years but again cannot directly attribute this to this one specific error. There were other items on my credit file that could also have contributed to a low credit score too and I'm not out to cash in on anything. I want to make sure I don't end up shooting myself in the foot for any obvious reason and would appreciate any help from anyone who has had similar experience with breaches of DPA.
    • Noted. Keep an eye on the other threads here including the update a few hours back by Rob Carr.
    • dont need statements. nor std info sheets. EVERTHING else  dx
    • they have 6mts else it dies. ................. BUT yet again today you've posted on someone else's thread posts now moved here. please keep to your OWN THREAD!! now to date you've not bothered to reply to our questions so we CAN help you.    
    • Update: tfl is taking me to court I'm trying to get an ooc claim from them but they have not been replying to my emails. 
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Error made in online train ticket purchase, seller won't adjust


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Hi,

My relative attempted to book a train ticket from destination A to destination B in the EU. Instead she bought it in reverse from destination B to A, the prices are the same either way.

 

Immediately after purchase she contacted the website to adjust the error.

She was told she made a mistake and that the tickets are non-refundable entirely blaming her for the error.

 

However, I am not sure the error on the ticket was entirely her fault.

 

1) She has a disability and found the website was confusing and difficult to use. There were web accessibility problems. Web accessibility problems will have a disadvantage to people with certain disabilities and it will cost them money in a situation like this one.

 

2) She had to keep on moving back or refreshing pages as they kept timing out. The error made in the purchase might have been the result of the poor website performance, or because she had to go back on the pages.

 

3) The information provided on the site was not clear enough, or was not delivered in a way that was clear enough, further increasing the possibility of the error being overlooked during the check out.

 

4) Despite reaching out to the seller immediately after making the purchase for a ticket for a journey that is to take place only in July, the seller refused to reverse the charge or fix the error on the ticket.

 

5) The seller blamed my relative for the error, when the fault could lie with the website itself. This would actually means that a seller can design a website that would deliberately lead some customers to make errors, thus making people buy two tickets instead of one, and in that way sell more tickets. It’s concerning.

 

Do we have any rights in these situations?

Or do the ticket selling sites do what they want more or less?

 

Any views would be great.

Thank you.

Edited by dx100uk
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What site?

 

Can you not do a change back via her debit card bank

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Although looking around at reputable companies such as Eurostar, I see that they don't mention anything about cancellation rights within 14 days. Rail tickets may be an exempt category under the Consumer Contracts Regulations

 

Exemptions There are some contracts where you won’t have a right to cancel a service. For example, hotel bookings, flights, car hire, concerts and other event tickets, or where the trader is carrying out urgent repairs or maintenance.

 

https://www.which.co.uk/consumer-rights/regulation/consumer-contracts-regulations

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Bank (HSBC) apparently can only dispute it after the transaction was done.

 

Website where the ticket was bought: Trainline.fr - the homepage looks nice and is Web Accessible to a good standard, but once you go through the booking things change, even I can see that.

 

Surely switching the departure station and destination station around is not a big fix for a ticket seller. The journey remains effectively the same.

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I can't help directly, but just this week I incorrectly booked both flights and hotel on the wrong days. I realised just after booking and called first thing next morning. Both FlyBe & premier Inn changed them FOC, even although they were both fixed. They both did say it was because I called within 24 hours.

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problem is your seller is not the operator, they are just a middlemen and it is not in their interests to do anything to help you. they may well not have actually ordered the tickets at that point but they wont care as they know there is little you can do about it.

;5127650']Bank (HSBC) apparently can only dispute it after the transaction was done.

 

Website where the ticket was bought: Trainline.fr - the homepage looks nice and is Web Accessible to a good standard, but once you go through the booking things change, even I can see that.

 

Surely switching the departure station and destination station around is not a big fix for a ticket seller. The journey remains effectively the same.

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If these were bought using a credit or debit card then do a chargeback. And lodge a formal complaint with Trainline for what its worth.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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