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    • deed?  you mean consent order you and her signed? concluding the case as long as you nor she break it's conditions signed upto? dx  
    • Well tbh that’s good news and something she can find out for herself.  She has no intention of peace.  I’m going to ask the thread stays open a little longer.   It seems she had not learned that I am just not the one!!!!  plus I have received new medical info from my vet today.   To remain within agreement, I need to generally ask for advice re:  If new medical information for the pup became apparent now - post agreement signing, that added proof a second genetic disease (tested for in those initial tests in the first case but relayed incorrectly to me then ), does it give me grounds for asking a court to unseal the deed so I can pursue this new info….. if she persists in being a pain ? If generally speaking, a first case was a cardiac issue that can be argued as both genetic and congenital until a genetic test is done and then a second absolute genetic only disease was then discovered, is that deemed a new case or grounds for unsealing? Make sense ?   This disease is only ever genetic!!!!   Rather more damning and indisputable proof of genetic disease breeding with no screening yk prevent.   The vet report showing this was uploaded in the original N1 pack.   Somehow rekeyed as normal when I was called with the results.   A vet visit today shows they were not normal and every symptom he has had reported in all reports uploaded from day one are related to the disease. 
    • Hi Roberto, Read some of the other threads here about S Sixes - they all follow the same routine of threats, threats, then nothing. When you do this, you'll see how many have been in exactly the same situation as you are. Keep us updated as necessary .............
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    • unrelated to the agreement then, could have come from Lowells filing cabinet (who lowells - they dont do that - oh yes they do!! just look at a few lowell paypal EU court claim threads) no name and address for time of take out either which they MUST contain. just like the rest of the agreement then..utter bogroll that proves nothing toward you ... slippery lowells as usual it's only a case management discussion on 26 April 2024 at 10:00am by WebEx. thats good simply refer to the responses you made on your 4a form response only. pleanty of SPC thread here to read before the 26th i suggest you read at least one a day. dx  
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Arrows/moorcroft and old MBNA debt


andy023
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Dear Members

I have read many threads on this particular company, history i have a MBNA debt

£9517.49 STARTED 2010 DEFAULTED JAN 2012 debt passed as follows, i am paying Payplan and have done for over 6 years at present

 

DEBT PASSED BETWEEN COMPANIES BELOW

8/6/2010 MBNA

2012 BRITANICA

8/2/2012 PARAGON PERSONAL FINANCE

15/11/2012 ARROW GLOBAL

15/11/2012 MOORCROFT GROUP

06/10/2015 ARROW GLOBAL GROUP

MOORCROFT GROUP 6/10/2015

MOORCROFT 9/6/2016

 

I telephoned MBNa they said they have no paperwork .

i CCA them today and SAR.

 

The debt has passed as above through several companies .

I have sent a CCA to Moorcroft along with a GDPR article 15,

sent 25th May 2018.

 

Response form Moorcoft as attached

 

They acknowledge receipt of GDPR and confirm they are just an agency I should contact Arrow global Guernsey,

 

I have reported them to the ICO, they send me letters so they have my data.

 

just received this attached in post today .

Please see attached letter received today,

notice they acknowledged my CCA,

but clever wording,

advice please

thank you in advance

caa moorcroft response 01.pdf

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seems like you've been playing pointless letter tennis

all those companies listed are all owned by arrows

so its not been sold on endlessly.

 

Moorcroft don't buy debts

they merely chase for their named client...arrows

 

so little point in sending silly GDPR letters and reporting them to the ICO

they've don't nothing wrong.

 

if 12+2 working days have elapsed since CCA

then simply cease payment

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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moved to mbna forum and retitled

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thank you so simply stop paying ?

and they have no legal right to chase me ?

 

Did you read the letter ?

they word the letters differently,

is it a tactic they are not seeking to enforce an agreement,

only asking for payment towards the debt

 

For the interest of fellow Caggers, I've done the GDPR for several reasons.

 

The letter i send ref GDPR is very intensive and goes into 8 pages its a nightmare to any company that receives the letter

 

1. i want them to respond which is hassle

 

2. they have done something wrong they refuse to respond, they have my details thus they have my data.

 

3. i have the right to be forgotten

 

thank you in advance

 

To me its the hassle factor for these companies, they depend on people giving up.

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Not sure where you are getting all this from

You dont have a right to be forgotten you signed a consumer credit agreement read its t&c's

 

As for chasing you

 

They have every right to do so

No such as illegal its not criminal its civil

They as the creditor or representing their client the creditor can ask for payment

You equally can ask them to go away.

 

That 8 pages letter went straight in the bin

 

Sorry you are sounding rather freeman of the land to me as well

 

Simply ignore until/unless you get a letter of claim

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Ok

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 weeks later...

Moorcroft are not the Data controller.....the clue in their letter is " Client " IE Arrow....Moorcroft are Ambulance chasers

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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yes!!

and anyone else that fails it!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

Hi group

Just received this from my SAR to mbna a load of documents but only the attached as my CCA, this is the one of the debts being claimed by moorcroft £9516.34.

 

i would also like to add i am paying £1 month to this debt with Payplan.

Would it affect my credit file if i stopped paying the £1

 

thank you

 

Also Arrow letters

 

With the above i have paid £1.15 since 2012 , thank you

MBNA CREDIT REFERNCE BLACKED OUT.pdf

ARROW LETTER JULY 2018 BLACKED.pdf

Edited by dx100uk
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Its already defaulted

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Still no sign of the agreement you requested then ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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NO just the MBNA CCA above no signatures, but the debt has been passed on that many timesDEBT PASSED BETWEEN COMPANIES BELOW

8/6/2010 MBNA

2012 BRITANICA

8/2/2012 PARAGON PERSONAL FINANCE

15/11/2012 ARROW GLOBAL

15/11/2012 MOORCROFT GROUP

06/10/2015 ARROW GLOBAL GROUP

MOORCROFT GROUP 6/10/2015

MOORCROFT 9/6/2016

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All the same group bar moorcroft who case debts for clients, their client here being arrows.....

 

Had to hide your uploads

Youve left ref no's showing

 

What you got from mbna you keep to youself!!

 

No cca = no pay!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Responding to your PM...we dont advise by PM.

 

I wouldn't even open a letter from Moorcroft...nevermind pay them anything. :becky:

 

Hope that answers your question.

 

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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you were told all that more than a month ago

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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