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Advice please - helping an employee with 6 PDLs


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Newbie here.

I have an employee who owes 6 PDLs approx. £3.5k he cannot pay. He can only afford about £200 per month.

As his employer I am prepared to try to pay off the debts, and then recover it from him from his payroll over a couple of years. But we can't afford £3.5k

Will the PDLs negotiate? I haven't yet looked into whether they have leant responsibly, but will they accept settlements of the original loan plus an element of interest? His alternative is probably IVA or bankruptcy.

Advice Please

 

Many thanks in advance...

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We need to know details of all the debts.

We need to know who the creditors are and when the debts were incurred and other details such as when did payments cease.

Before you consider negotiating you should begin by discovering whether they are enforceable.

The best thing to do would be to get the employee to come onto this forum and to start giving us the information directly.

 

It will be much quicker and more efficient that way

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classic case of the need to get an IRL complaint running to each company.

 

https://www.consumeractiongroup.co.uk/forum/showthread.php?472423-CAG-PDL-Reclaim-Guide-Indepth-Step-By-Step(2-Viewing)-nbsp

 

read our guife above .

 

no don't ever advise anyone to go IVA BK etc theres no need

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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