Jump to content


  • Tweets

  • Posts

    • In order for us to help you we require the following information:- [if there are more than one defendant listed - tell us] 1 defendant   Which Court have you received the claim from ? County Court Business Centre, Northampton   Name of the Claimant ? LC Asset 2 S.A R.L   Date of issue – . 28/04/23   Particulars of Claim   What is the claim for –    (1) The Claimant ('C') claims the whole of the outstanding balance due and payable under an agreement referenced xxxxxxxxxxxxxxxx and opened effective from xx/xx/2017. The agreement is regulated by the Consumer Credit Act 1974 ('CCA'), was signed by the Defendant ('D') and from which credit was extended to D.   (2) D failed to comply with a Default Notice served pursuant to s87 (1) CCA and by xx/xx/2022 a default was recorded.   (3) As at xx/xx/2022 the Defendant owed MBNA LTD the sum of 12,xxx.xx. By an agreement in writing the benefit of the debt has been legally assigned to C effective xx/xx/2022 and made regular upon C serving a Notice of Assignment upon D shortly thereafter.   (4) And C claims- 1. 12,xxx.xx 2. Interest pursuant to Section 69 County Courts Act 1984 at a rate of 8% per annum from xx/01/2023 to xx/04/2023 of 2xx.xx and thereafter at a daily rate of 2.52 to date of judgement or sooner payment. Date xx/xx/2023   What is the total value of the claim? 12k   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Did you inform the claimant of your change of address? N/A Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card   When did you enter into the original agreement before or after April 2007 ? After   Do you recall how you entered into the agreement...On line /In branch/By post ? Online   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Yes, but amount differs slightly   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. DP issued claim   Were you aware the account had been assigned – did you receive a Notice of Assignment? Not that I recall...   Did you receive a Default Notice from the original creditor? Not that I recall...   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Yes   Why did you cease payments? Loss of employment main cause   What was the date of your last payment? Early 2021   Was there a dispute with the original creditor that remains unresolved? No   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No   -----------------------------------
    • Hello CAG Team, I'm adding the contents of the claim to this thread, but wanted to open the thread with an urgent question: Do I have to supply a WS for a claim with a court date that states " at the hearing the court will consider allocation and, time permitting, give an early neutral evaluation of the case" ? letter is an N24 General Form of Judgement or Order, if so, then I've messed up again. Court date 25 May 2024 The letter from court does not state (like the other claims I have) that I must provide WS within 28 days.. BUT I have recently received a WS from Link for it! making me think I do need to!??
    • Massive issues from Scottish Power I wonder if someone could advise next steps. Tennant moved out I changed the electric into my name I was out the country at the time so I hadn't been to the flat. During sign up process they tried to hijack my gas supply as well which I made it clear I didn't want duel fuel from them but they still went ahead with it. Phoned them up again. a few days later telling them to make sure they stopped it but they said too late ? had to get my current supplier to cancel it. Paid £50 online to ensure there was money covering standing charges etc eventually got to the flat no power. Phoned Scottish Power 40 minutes to get through they state I have a pay as you go meter and that they had set me up on a credit account so they need to send an engineer out which they will pass my details onto. Phone called from engineer asking questions , found out the float is vacant so not an emergency so I have to speak to Scottish Power again. Spoke with the original person from Scottish Power who admitted a mistake (I had told her it was vacant) and now states that it will take 4 weeks to get an appointment but if I want to raise a complaint they will contact me in 48 hours and it will be looked at quicker. Raised a complaint , complaints emailed me within 24 hours to say it will take 7 days till he speaks with me. All I want is power in the property would I be better switching over to EON who supply the gas surely they could sort it out quicker? One thing is for sure I will never bother with Scottish Power ever again.    
    • Hi. Please don't follow McD's advice to contact Met to appeal. They won't listen and you could end up giving them helpful information. HB
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Maximus refusing ESA F2F home visit need urgent help please


Helen2264
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2082 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Cutting a very long story short.

 

Applying for ESA first time in January

two letters were enclosed with the ESA50 form requesting a home visit and recording for a ESA F2F assessment.

 

Received Maximus letter for ESA f2f assessment at beginning of April at one of their medical centres.

Rang Maximus and told them there was no letter from them to give the reasons why a home visit was not granted.

Was told by Maximus the DWP Decision Maker has disallowed the home visit.

 

Rang DWP and told them Maximus said the DM has refused a home visit and and asked the reasons why.

Was told by the DWP staff that is was wrong the DWP's DM do not make any decision with regards to home visit nor get involve with F2F assessment that is the job of Maximus their medical contractor.

 

Went back to Maximus and told them what DWP said the appointment was cancelled. Received couple of phone calls from Maximus requesting a letter from the GP to back up the home visit request.

 

GP faxed letter to Maximus stating cannot attend a f2f at a centre due to medical/clinical reasons.

Maximus confirmed by phone that they have received the GP supporting letter at the beginning of May 2018 and was told they will send a letter of their decision about the home visit by four different staff.

 

Received several letters to attend appointments at different dates from Maximus including a phone call to ring them very important and very urgently with regards to a f2f at their centre which was to take place some 3 weeks later strange.

 

Each time received a phone call two days before the appointments due date to cancel appointments because their recording machine is broken and that it will take a very long time before hearing from them.

 

Received another letter last week to attend yet another appointment at their centre at the beginning of July

but still received no letter with regards to the home visit whether it has been granted or refused.

 

 

Non of the cancellation letters stating appointments was cancelled because of broken recording machines it just said appointment rescheduled sorry for the inconvenience. Maximus has on record they've book for a Taxi as their making reasonable adjustment but send no letter stating that fact.

 

 

New appointment letter had not stated a Taxi has been booked for the appointment it just said please attend 10 minutes before the appointment time.

 

I'm looking for a template letter with regards to disability discrimination and harassment from Maximus/contractor and a sample letter under the equality act 2010 requesting a home visit with regards to Maximus making reasonable adjustments for a f2f assessment under the equality act.

 

Any help will be appreciated.

Edited by dx100uk
format
Link to post
Share on other sites

Begging your pardon I'm not on benzodiazepines the fact that it has many side effects which can compromise one's medical and will definitely make them fail if they are not aware or understand what the HCP asking of them.

 

If you cannot give a proper answer please do not give one at all.

Maximus must under the equality act make reasonable adjustments and not discriminate or disadvantage a person because of their disability.

Stress or not never give in to those contractors

 

I would urge any claimant to fight for their rights especially if their case is genuine.

Too many times people are either petrified of the dwp and their contractors and give way to them that gives those fraudsters the reasons to treat vulnerable people worse than animals.

Link to post
Share on other sites

No template letter on this site.

Suggest that you obtain your Doctors letter advising of the need for a home visit and not a F2F at an assessment centre.

Send the letter to the assessment centre and a copy to ESA for their records.

 

Problem with these assessments is that Maximus and ATOS have never had resources to handle the number of referrals made to them.

Edited by dx100uk
quote

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

Begging your pardon but people with severe anxiety are usually prescribed benzodiazepines i was only suggesting you take them to go because part of the reason I got support group was because I took benzodiazepines to go to my assessment which the decision maker said I shouldn't have had to go to because I should have got another paperbased assessment like I did on my first claim.

Link to post
Share on other sites

A template letter is unlikely to be appropriate anyway.

It's probably best if you write in your own words why you are complaining. Keep it factual and simple. If you would like a second opinion, post your draft on here minus any identifying information and I'll be happy to look at it for you.

It's a while back now but I had to fight tooth and nail to get a home assessment and ATOS took 2 years and 11 cancelled appointments to get there so I do understand what you're going through, and if your GP says you need a home visit, then that is what you should get. Home assessments can also be recorded.

RMW

"If you want my parking space, please take my disability" Common car park sign in France.

Link to post
Share on other sites

Begging your pardon but people with severe anxiety are usually prescribed benzodiazepines i was only suggesting you take them to go because part of the reason I got support group was because I took benzodiazepines to go to my assessment which the decision maker said I shouldn't have had to go to because I should have got another paperbased assessment like I did on my first claim.

 

It worked with you and may not work with others besides I don't think I would tell my GP to prescribe me such and such medicine it won't look right. You receive benefit because you are not fit to work it shouldn't matter what medicine you are prescribe by your GP.

 

Why do you need a home visit.

You haven't actually said.

 

I have my genuine reasons. Don't want to sound rude but I'm a reserved person and not very good as sharing to much of my life history to the world.

 

A template letter is unlikely to be appropriate anyway.

It's probably best if you write in your own words why you are complaining. Keep it factual and simple. If you would like a second opinion, post your draft on here minus any identifying information and I'll be happy to look at it for you.

 

It's a while back now but I had to fight tooth and nail to get a home assessment and ATOS took 2 years and 11 cancelled appointments to get there so I do understand what you're going through, and if your GP says you need a home visit, then that is what you should get. Home assessments can also be recorded.

 

I found exactly the template I was looking for from the citizen advice website.

 

Yes Maximus has accepted about the recording of my f2f.

 

Thanks for your reply.

Link to post
Share on other sites

  • 1 month later...

I post a thread on here a while back.

 

I'm on Income Support was sent an ESA50 form by the DWP to claim ESA.

Filled in esa50 form requested a home f2f assessment and recording.

 

Maximus said dwp decision maker refused me home f2f assessment which was a lied cut a long story short after several cancellations of my f2f assessment being victimised, harassed, disadvantaged and still not allowing me a home f2f assessment I made a full complaint to Maximus the company.

 

Got complaint decision back by email they apologise multiple times even true to their word they would cancelled my f2f assessment if they didn't make their decision by the assessment date.

 

Received a letter from maximus they've cancelled the ESA f2f assessment itself and told me they've sent my esa50 form and file back to the dwp.

 

I haven't heard anything back from the dwp.

I got no intention of wanting to find out my income support payment is carrying on as normal why open a can of worm.

 

What I would like to know if anyone has had their esa f2f cancelled and their file sent back to dwp what was the outcome.

 

My gp has since put me on telephone call appointment only and so has the psychiatrist because I cannot leave the house due to severe anxiety and panic attacks.:-(

Link to post
Share on other sites

threads merged...........please keep to one thread per issue

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...