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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi everyone,

 

Please can anyone advise how I might make contact with this firm (which I think has been "taken over") and claim for mis-sold PPI, as I took out a £14,000 loan from them a good few years back and was told I had to pay for PPIlink3.gif or the loan would not be granted (they said they wanted to be sure they would be repaid, whatever happened to me and/or my circumstances).

 

Also, I was self-employed so probably couldn't have claimed, anyway.

 

But I have no paperwork, anymore.

 

Thank you.

Jib drool.gif

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Part of the citi group

Send an sar to their canadian square canary warf address

  • Confused 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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https://www.consumeractiongroup.co.uk/forum/showthread.php?420223-420223&p=4495383#post4495383

 

If you go read the thread you posted on

All the info is there already

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thats ok

Theres good success going after the underwriters too

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hello,

 

 

I am trying to pursue a claim against The Associates (Jersey) for PPI on a loan, a number of years ago.

 

 

Reading through the Forum, it appears trying to get redress from them is akin to wringing blood from a stone (unless anyone can confirm some success, to help raise my poor lowly spirits).

 

 

Looking on the FCA site, it appears The Associates come (or came) under the umbrella firm "Citifinancial Europe Plc" but their FCA Authorisation is noted as "Lapsed".

 

 

Please see attached image. Does this mean the FCA will be unable to assist, should I need to seek their help?

 

 

I'm just a little on the confused (and admittedly ignorant) side.

 

 

Thanks, in advance, for any advice or anecdotes anyone may have in pursuing a claim from these chaps.

FCA-Lapsed.JPG

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I held an Associates card until taken over by Citi.

 

Made a successful PPI claiam gainst Citi

 

Can't remember the address so search the ICO data controllerd register and use the address for Citi and not Newday cards.

  • Confused 1
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I held an Associates card until taken over by Citi.

 

Made a successful PPI claiam gainst Citi

 

Can't remember the address so search the ICO data controllerd register and use the address for Citi and not Newday cards.

 

 

Thank you.

 

 

The ICO register is down as it is being updated but the FCA gave the postcode as E14 5LB (see my earlier attached image) and I got this from the Internet (does it ring a bell with you?):

 

 

 

 

Citi

25 Canada Square

Canary Wharf

London

E14 5LB

 

 

Also, as I have no paperwork whatsoever, relating to the loan, should i serve them a SAR or simply write and ask them to find the loan and repay me the PPI?

 

 

I'm a bit wet behind the ears in this, as you may have noticed.:oops:

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Threads merged again JB

As i said in post 2

Canadian square operations

 

Send an sar

Have you moved since taking it out?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Yes and inc copy of ctax bill

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yes and inc copy of ctax bill

 

 

As proof of residence, I assume?

 

 

I only have those for my current address, I have not retained those pertaining to my former addresses. Is that OK, just to include proof of current residence?

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You only need your current one

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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