Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #21

    Default Re: La Redoute CRA data removal

    What 6yrs rule

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  2. #22

    Default Re: La Redoute CRA data removal

    statute of limitationsicon.....no it will run from 2015.

    We could do with some help from you

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  3. #23
    Basic Account Holder
    Do you record your calls?
    You'll regret it if you don't.




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    Default Re: La Redoute CRA data removal

    ok.. so the 6 yr rile doesn't apply.
    Any suggestions on how best to proceed with this?
    As they haven't defaulted the account, statute of limitationsicon wouldnt even apply...

    thanks


  4. #24

    Default Re: La Redoute CRA data removal

    It does apply because it been or is being paid [so not SB'd]
    but SB is nothing to do with the defaults timescale on your credit file!!

    You need to write and demand they record a default in or around march 2007 as the ICOicon guidelines dictated 3-6mts at the time stated then
    Else you will raise a serious complain with the ICO and seek redress

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  5. #25
    Basic Account Holder
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    Default Re: La Redoute CRA data removal

    Thanks DX

    Is there a template I should follow for something like this and is theere anything else that can be done in regards to getting them to remove it altogether ?

    thanks


  6. #26

    Default Re: La Redoute CRA data removal

    Simply what i posted above will do

    Well it will be removed if you get it defaulted
    As the default will be older than 6yrs
    So thus under the rules the default and the whole account will vanish

    Read our credit file guide

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