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Just a quick question

 

I was in a DMP and have now cancelled

 

I have one entry on my credit file which is showing as cleared but has the marker AP but settled.

 

The question is

can a Mortgage lender look into and find out if the monies outstanding on my original DMP have not been paid back..

 

so if asked could I say that was the only one I had and now it is settled?

 

by the way all the others have dropped off my credit file

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No they can't look beyond what they can see on your file.

 

A number of lenders these days aren't so worried about defaults and dmp's over a certain age. It varies but there are a few who ignore stuff over 2 years old, for example.

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Whos it with

Whom are you paying?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I am paying nobody just wanted to know if future lenders can see I was in a DMP ? now not paying the monthly figure so balances outstanding say I had a RBS account defaulted in 2006 and applied for a Mortgage would they still have records so say I have not paid it even if they had sold the debt on to Milking parlour

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The ap markers dont go away

 

Whos the creditor?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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