No thats why it states " for cross reference only " so I can check it.

Yeah, I thought so... sorrrrry!! Just double checking.

Thank you so much for the help, again.

Andyroch and dx100uk you have both been amazing help and I can't express how thankful I am.

Have a lovely weekend!

No bother glad to help

Hello, I am freaking out a bit..

I was sent a letter from Prestons.

from my searches on the website,

it seems as though I do not need to reply to them.

Is that still the best thing to do

I am really worried as their letter makes it seem like they will be proceeding with court and I am not prepared at all.

This is the letter:

You have received a template response which is on numerous threads from the same Sols...they didnt comply with your CPR request on the 8th June...again they sent a template response.

You are prepared if they wish to proceed (hope they find that agreement if they do) you have submitted your defence.

Keep calm and stop freaking out..thats the intention of their response...and it looks like its working.

Andy

Thank you, Andy..

remember to upload as PDF next time please

read UPLOAD

Update:

Thank you all for your help. It has now been 'stayed'.

nothing to say they wont try again if they get the correct info to comply with your CCA request.

and for a 2012 card they can just about produce anything

i'd get an sar running to vanquis and see what info they will get.

dx

Ah makes sense.. thank you. I will get one sent off for my partner.

Hello, you were right dx100uk. Restons have sent a letter today.

I have sent an SAR off, which I am waiting for.

From other threads that I have read that are similar to mine, I am assuming that I don't contact them and just wait to see if they apply to lift the stay?

Is there anything that I should or could do in the meantime to help if they do lift the stay?

I apologize that the letter is in picture format, I have been having some issues with my computer and pdf.

well when you get PDF sorted [read the upload guide there are numerous programs mentioned]

lets see what they've sent

one multipage PDF only please!!

I see they are stating a recon DN..urm..that's sounds dodgy then..

that's sort of fatal if they cant produce on from 3yrs ago..???

make you wonder whats else has gone on then...

Thank you for your reply

I will work on the PDF tonight.

One thing I did notice reading through the stuff they sent, is the letter that they sent to say that they had sold the debt to Cabot- doesn't even have a date on it. Reading what you and Andy have said in other threads, that and the reconstituted copy default notice seem to both go in my favour?

It would only let me put 12 pages per Multi-page PDF, so there are two multi-page PDFs.

This is what they sent me, apart from I only included one page of the "statement" pages they sent as an example.

They have now sent another letter saying that they have advised their client to lift the stay and will be doing so in the next 15 days etc.

I am a bit worried about it going to court, as I really don't want a CCJ against me.

Restonsmail1.pdf

Restonsmail2.pdf

had to hide those you've left pers info showing and they are all blurred we need to be able to read the T&C's

but its std waffle restons send about lifting the claim anyway

Ah okay thank you, I must have forgotten to paint over some of the personal info. I will re-check it