I received a letter today from Lowell saying they have bought a debt of £26.95 from T Mobile.

have been with T Mobile and the moved over to EE for quite a number of years.

have 2 phones with them on expensive contracts paid by direct debit.

have never missed a payment

have never heard anything about this debt from T Mobile or EE when it was changed over.

This is not on my credit file either.

I know it is only a small amount but I do not see why I should pay for something that I do not owe, next time it could be a lot more.

Do I just ignore this, I don't want to end up with a CCJ for £26.95.

Unless you get a letter of claim yes ignore

Ok, just I have worked hard to put my credit file right, don't want a ccj on it now.

As post 2!

Ok, just I have worked hard to put my credit file right, don't want a ccj on it now.

Have you moved since you first took out this contract?

Get on to EE and complain to them ask them what this is all about?

This little ''trick'' Lowlifes tried to pull on my mother some years back, she almost paid it out of sheer panic, until it was shown that the ''debt'' was a figment of their imagination, and they simply thought that because it was less than 30£ she'd stump up!

Could it be when you switched you didn't give enough notice? Some contracts say you need to give 30 days or a month's notice in advance or if you cancel your direct debit before this, you still owe money.

erm no.

Subject to the above, should the alleged amount claimed include an early termination charge(s) amounting to the total balance of the remaining contract, OFCOM guidance clearly states that any Early Termination Charge, that is made up of the entire balance of the remaining contract, is unlikely to be fair, as it fails to take into account the fact that the provider no longer has to provide and pay for their service.

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Could it be when you switched you didn't give enough notice? Some contracts say you need to give 30 days or a month's notice in advance or if you cancel your direct debit before this, you still owe money.

I didn't switch over, EE switched me over when they took over T Mobile. It came to the end of my contract and when I upgraded they changed it to EE. Still the same company, same direct debit. I have never cancelled a contract just upgraded when it was time. EE have no record of any outstanding balance. Got a letter today about it from Lowell saying the same thing, that I owe 26 quid Nothing on my credit file, and my EE acount is up to date

urm..

I wonder who Taegair works for...……………………...