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    • Hi All, I just got in from work and received a letter dated 24 April 2024. "We've sent you a Single Justice Procedure notice because you have been charged with an offence, on the Transport for London Network." "You need to tell us whether you are guilty or not guilty. This is called making your plea."
    • Okay please go through the disclosure very carefully. I suggest that you use the technique broadly in line with the advice we give on preparing your court bundle. You want to know what is there – but also very importantly you want to know what is not there. For instance, the email that they said they sent you before responding to the SAR – did you see that? Is there any trace of of the phone call that you made to the woman who didn't know anything about SAR's? On what basis was the £50 sent to you? Was it unilateral or did they offer it and you accepted it on some condition? When did they send you this £50 cheque? Have you banked it? Also, I think that we need to start understanding what you have lost here. Have you lost any money – and if so how much? Send the SAR to your bank as advised above
    • In anticipation of lodging my court claim next Weds 1 May (14 days after advising P2G that was my deadline for them to settle my claim) I have completed my first draft POC as below: Claim Claim number: xxxxx Reference: P2G MAY 2024   Claimant xxxxx   Defendant Parcel2Go 1A Parklands Lostock Bolton BL6 4SD  Particulars of Claim The defendant has failed to arrange for the safe delivery of the claimant's parcel containing a 8 secondhand golf clubs (valued at £265) that was sent to a UK address using their delivery service (P2G Reference xxxxx). The defendant contracted Evri to deliver the parcel (Evri Reference xxxxx) and refuses to reimburse the claimant on the grounds that the claimant did not purchase their secondary insurance contract. The defendant seeks to exclude their liability in breach of section 57 Consumer Rights Act. The secondary insurance contract is in breach of section 72. The claimant seeks reimbursement of £265, plus P2G fees of £9.10, plus postage costs for two first class letters to P2G of £2.70, plus court fees, plus interest. The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from xxxxx to xxxxxx on £276.80 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of £xxxx   Details of claim Amount claimed £276.80 I look forward to your thoughts and comments guys! As ever, many thanks - G59    
    • Hmm, that's strange how they got my email then.  I assume the below is ok to send to DCBL, Nicky?  Hello, I am writing regarding our ongoing dispute and the upcoming court claim reference xxxxxxxx. To ensure fairness and transparency in our communications leading up to the court hearing, I request that you use postal mail exclusively for all further correspondence related to this claim. Please refrain from sending any communication or documents via email. Thank you for your understanding and cooperation. If you have any questions or need clarification, please feel free to contact me via postal mail at the address provided above. Yours sincerely, xxxx
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Cabot/Nolan SPC OLD Captial One Credit Card Debt


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Hi

have CMD tomorrow

but i cannot attend due to other commitments.

 

I have composed an email response for the court and will send to the sheriff .

this is how it reads so far.

i know that its best that i attend, but this will be the third time and i just cannot make this hearing.

 

 

I would be grateful if the following message could be forwarded to Judge xxxxx or to whom ever will have charge of my case on the 30th October.

 

I am Unable to attend due to other commitments, regretfully.

 

I must object to the claim that no default notice is required,and hold to my statement made earlier this month at the previous case management, where i had stated that i feel the case should be dissolved due to the fact that no DEFAULT NOTICE has been issued to my self or to the court The Default Notice Issued By The Original Creditor Under CCA 1974 Section 87/8 .

 

I also stated that i had asked for this in my Original Simple Procedure Response Form 4A.

Please find attached and check original records.

 

Highest Regards

 

 

any feedback is welcome

 

thanks

Edited by Andyorch
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when did you know you couldn't attend and why,

?

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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so if i do not go

will I LOse the case?

 

Are emails Unacceptable at a CMD?

 

when i was there last there was a similar case before and the judge had read his emails to see why the person in hand did not attend.

I assume this is a normal procedure.

 

thanks

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reason is more important than your pleadings.

 

if its a viable reason, i'e the budgie just died..then all good

if its something you could have prevented or avoided but showed neglect toward in relation to the case , then it might not wash.

 

its only a CMD anyway

 

as said before ...there are only 2 things he can do

well 3...

 

postpone the CMD

move forward to a hearing

dismiss the case.

 

you can't 'lose' by not attending.

you've already said you bit about why the claimants case is flawed,

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Attended the CMD in person.

The Default Notice was Produced.

 

Judge ordered a full hearing.

 

Decided to just pay off the debt.

Agreement made.

 

End of endless Court appearences and now feel alot better.

 

Thanks for all information about laws ect.

But going to court every other day just isnt for me.

 

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Sorry but this isn’t quite right.

 

Rule 7.7 (4) of the Simple Procedure Rules provides that the sheriff may do anything at a case management discussion that can be done at a hearing, including making a decision in a case or part of a case.

extremely rare that its anything detrimental to the respondent...else why call a CMD, go straight to a hearing.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

where is this supposed default notice?

have you got a copy?

the last time they tried this they produce a default notice of sums in arrears..that not a default notice compliant with section 87?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 3 weeks later...

how's this going?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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