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PDC - Property Debt Agency - Unreasonable charges


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Dear sir,

Will be very grateful if you can help me regarding unreasonable charges levied against me for not paying service charge ,reserve fund and service charge deficit fees.

 

I agreed to pay the original charge in 3 instalments which was agreed to by the management company HML Anderton in september 2017

 

. I failed to make the last 2 instalments which were due in february and march 2018 for 500 pounds and 490 pounds becaue I forgot

 

. They claimed to have sent me a reminder letters which I never received.

I have now received a letter from PDC property debt collection company dating 26 april 2018 with the following charges

 

Service charge - 670.33

Reserve fund - 390

service charge deficit - 45.67

Reffereal fee - 300

managment fees - 96.00

PDC instruction fees - 240

PDC additional costs - 10

 

I called PDC to make payment of what I initial owed of service charge,reserve fund and service charge deficit which was 1106.00 but they refused and wanted a payment of 1751.90.

 

Can please advice how I go about this

. The letter sent to me includes

1. register of title

2. information sheet

3. reply form

 

Have filled the reply form saying am only prepared to pay what i owe and need an explanation for unreasonable fees added.

will appreciate the help

Regards,

Dennis

Edited by dx100uk
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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Thanks fo sending the links which I have looked at.

Would you advise I pay the PDC the money I originally owed HML anderton without the ridiculous referral fees and admin charges.

 

oR should I send the payment to HML anderton who are the managment agents directly although theyve advised me that my correspondence should be directed to PDC as they were now dealing with the case.

 

1. Could you help with this question also

- Should I refer to my lease title or contract with the managment company which would have information on how much admin fee I should be charged and if any.

 

2. Should I also fill the reply form I was sent indicating what debt i am responsible for or send an email saying I would only pay what i owe. Thanks in advance

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you mean you've got a pre action protocol letter of claim form?

 

we cant answer your questions

only you can by reading what it says about these charges or NOT in your lease title/contract

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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