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Problem with Barclaycard and Stonebridge Insurance


Mezzanine
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I have found that Barclaycard/ Stonebridge had been charging me for an accidental death insurance I did not want or apply for some years ago as being self employed and working at heights I had to carry my own special accidental death insurance.

 

I have contacted both companies in March 2017, they passed me back and forth until late last year with no result other than an offer of £25 from Barclays and £50 from Stonebridge which I did not accept.

 

In Stonebridges case they wanted me to sign a form saying that the payment was in full and final settlement which I found strange.

I went on to make a claim through the Financial Ombudsman, but they were about as useful as a chocolate fireguard.

They have just come back to me to say they cannot help.

 

My question is should I now make a claim on the small claims court and if so who shall I make the claim against as I do not want to get bogged down between the two companies again.

 

Any advice would be welcome.

 

I have full documentation and a sequence of events if that helps.

 

Many thanks for any help.

Edited by dx100uk
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you issue against BC

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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You should send them an essay on on the 25th of May to get all the information possible and then consider if you should begin a claim

Come back here when you have all the file and we will help you

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BF uses a dictation App which mis-hears what he wants to type !

 

In his post above he meant to say, "You should send them an SAR on the 25th of May to get all the information ......... "

 

The reason you should delay slightly before sending the SAR is explained here - https://www.consumeractiongroup.co.uk/forum/announcement.php?f=76&a=277

 

Send the SAR to :-

 

The Data Protection Officer

Barclays Bank UK PLC

Leicester

LE87 2BB

 

Go through the data carefully when you get it, looking for anything that will assist your case about unauthorised transactions being applied.

 

:-)

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