Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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Dwp

  1. #1
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    Default Dwp

    I see so many people on here and on many FB pages that are saying that the DWP say they owe an amount of money for various reasons, but when challenged the DWP are unable, sometimes, to say what the debt is from but still say it has to be repaid!

    Is it not time that this was challenged? How can anyone be it an individual, company or government agency say you owe this amount but we are unable to show you proof?


  2. #2
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    Default Re: Dwp

    Free dwp SARicon on their website
    Put them to strict proof they can prove what is owed!!

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  3. #3
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    Follow Real_CAG on Twitter
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    Default

    The debt would be noted against National Insurance number, so yes send an SARicon to the DWP department concerned.

    To make sure it goes to the correct department, ask what debt type is noted.

    If it is Tax crediits being recovered through a DWP, then send SAR to HMRC.


  4. #4
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    Default Re: Dwp

    I advise that all the time, doesnt stop the dwp taking money off benefits before they have proved the debt exhists!


  5. #5
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    Follow Real_CAG on Twitter
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    Default Re: Dwp

    People do get sent letters at the time the original debt is calculated.
    The letters would go to an address that should be up to date, if the claimant has had any contact with a Government department.
    Everytime someone makes an application the address is updated centrally.

    When the debt is subject to a repayment deduction, the claimant is advised and given a telephone number to call to raise any queries.
    They can then establish who is wanting the deduction and can them send the relevant department an SARicon.
    When the SAR comes back they can challenge it as appropriate.


  6. #6
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    Follow Real_CAG on Twitter
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    Default Re: Dwp

    Some of the debts are up to 20 years old, some people are even saying they were not on benefits when these debts occured!



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