Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #21
    Basic Account Holder
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    hamilton20010 Novitiate



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    Cagger since : May 2018
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    Default Re: Irresponsible Lending Claim?

    i still cant believe they never seen 1 of the defaults on my credit file was from 2013 lloyds loan with a balance still of 1558 !!! how could they miss this !!!


  2. #22
    Site Team fkofilee Authoritative fkofilee Authoritative fkofilee Authoritative fkofilee Authoritative fkofilee Authoritative fkofilee Authoritative fkofilee Authoritative fkofilee Authoritative fkofilee Authoritative fkofilee's Avatar



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    Default Re: Irresponsible Lending Claim?

    These loans were supposed to take into account defaults... But if they are lending to you when they can see you arent servicing other debts that that is a BIG No-No...
    Off to the fosicon You go


  3. #23
    Basic Account Holder
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    hamilton20010 Novitiate



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    Default Re: Irresponsible Lending Claim?

    Quote Originally Posted by fkofilee View Post
    These loans were supposed to take into account defaults... But if they are lending to you when they can see you arent servicing other debts that that is a BIG No-No...
    Off to the fosicon You go
    i will do i tell them i am going to the FOS or keep it quiet?


  4. #24
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    hamilton20010 Novitiate



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    Default Re: Irresponsible Lending Claim?

    not sure whether to tell them i am complaining to fosicon or not or just keep trying to negotiate with them while its with FOS?

    just dont want them to keep harrasing me for me payment if i dont respond to their communications


  5. #25
    Site Team dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk's Avatar



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    Default Re: Irresponsible Lending Claim?

    cant do a thing go silent key on them

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