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Middle East Debt being chased by CWD Court Claim received


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Hi,

I have been contacted by CWD who state I owe £60k, I have 30 days to respond/pay up in full.I

 

I own a house with equity and am concerned they will try to make me bankrupt thus losing my house.

 

I left the UAE in 2011 and was originally contacted by IDRWW last month

 

. I am finding it hard to find a solicitor who deals with such things.

 

Does anyone have any ideas?

 

I am tempted to contact the bank directly and come up with a settle meant for the original amount which was around £6000.

 

Thanks in advance for any advice.

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  • 3 months later...

Did you not read the thread you posted on at all??

 

You don't have 30 days to pay anyone

And you don't need to do anything

You don't need a solicitor either

 

It's a scary DC A letter of

They are not bailiffs and are totally powerless

 

There are more than 100 threads here

 

https://cse.google.co.uk/cse?cx=partner-pub-0964707606882478:652l7hswbgv&ie=UTF-8&q=Cwd&sa=Search+CAG#gsc.tab=0&gsc.q=Cwd&gsc.page=1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thank you for your reply, I have read loads of threads and looked at different websites about them.

 

I have read they have gone to court here in the UK.

 

I appreciate it is probably scare mongering but I have equity in the house and a young family so need to make sure I am 100% safe

 

. Is it better to ignore or ask for everything?

 

They have sent me my cc agreement and cc statements too. Cheers

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The court cases were all patsy's

Doesn't matter what any powerless dca holds...They can't do court

 

https://www.consumeractiongroup.co.uk/forum/showthread.php?486203-Middle-East-Debt(1-Viewing)-nbsp&p=5112138#post5112138

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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put up jobs[employees, relatives of, debtors getting backhanders afterwards] to make money for that certain website that sc@ms people out of £1000's in fees to defend against something that's never going to happen

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

doesn't matter if they were a solicitor either!!

 

99% are fake paper ones anyway..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Just make sure you open all letters received and see what is enclosed.

If any creditor takes it to court, you will receive the claim directly from the court.

It is always up to the creditor to take you to court and just because a DCA or DCA solicitor threatens this, does not mean it will happen.

 

If a creditor wants to issue a court claim, they ( or their Solicitors) have to send a letter headed letter before claim and in the letter it will say they will issue a court.

 

At this point, you reply asking for copies of all documents in English e.g copy of original financial agreement in your name bearing your signature/date, default notice, copies of finance statements, copies of any foreign courts judgement.

 

And if there are reasons of dispute, you include these

You never admit owing anything in such letters.

you just ask for information.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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IF and that is a big IF they did take you to court the it would have to be determined under what law was used for drawing up the original agreements and if it wasnt UK law then the chances of any of the debt being enforceable are small

 

You say you originally owed £6k and that has been bumped to £60k. well, that will take some explaining wont it?

Shame it isnt under Italian law where any claim for interest or silly costs is automatically blown out of the water for ursury

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yeah was £6k and now 60k with interest!

 

! My issue is that I have a large amount of equity in my property which I obviously don’t want to lose.

 

I appreciate I should be safe but always at the back of your mind.

 

And you are correct if it went as far as court how can they stand there and justify another £54k in interest!!

Edited by dx100uk
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most have been proved to be patsy cases don't get spoofed!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

not that ive ever seen...

the miss information typically centres around on an individual and her website that spoofs UAE debtors out of £1000's in fees for their 'work' to supposedly keep your a*** out of jail...total fake ofcourse

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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no because we don't publicise fleecers...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Dx I have seen several comments about the well know website lot! But have no idea who they are, can you say in a forum?

 

If you googled Dubai debt, you will find them.

But you should stay clear of any such company offering legal help, with Facebook, Twitter accounts, articles appearing on multiple foreign online media sites, which seem not verified ( possibly fake internet news)

 

I think they started out with possibly good intention as they were having problems with Dubai,

but now seem to raise more questions about what service is being offered.

It seems to be more about negotiating repayment terms and you wonder what commissions are being earned.

 

If you wanted proper legal help from UK Solicitors expert in helping with foreign debts being taken to a UK court

then contact the Law Society and they will provide a list.

 

But it will be frustrating find a Solicitor,

as according to reports they only seem to represent Banks because of guaranteed payment of their expensive fees.

 

It really depends on how serious it gets.

If you search the London Gazette, you will find UK residents have been made bankrupt by Dubai Banks

but you do wonder whether these people have simply ignored everything

e.g including bankruptcy paperwork served on them.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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I have an idea who it is now!

I’m not too worried now about it, if it goes to court I would have to sort a payment plan if needed but certainly would fight any bankruptcy petition.

Also as we all know it does look like CWD can’t really do much .

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So an update for everyone.

 

Firstly I have not emailed CWD back from the letter they sent saying I have 30 days to contact them.

 

In the last week a friend of mine who lives in Dubai has contacted the bank and they have knocked over 70% off original debt straight off making CWD look farcical.

 

At the moment we have offered bank the original debt and for them to take into account the interest I paid when I was there. I will keep you updated.

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always the way once cwd etc have it 90% bogus figure from the start

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

if it goes to court I would have to sort a payment plan if needed but certainly would fight any bankruptcy petition.

 

I don’t follow that logic.

Either their SD isn’t valid, so you can get it set aside and not have to oppose a bankruptcy petition, so don’t need to offer a payment plan, OR

It is a valid SD and they can proceed to a bankruptcy petition, and don’t have to accept any payment plan you offer..

 

Following a statutory demand, they are under no obligation to offer or accept a payment plan .....

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