Jump to content


Lowell Pre-Legal Assessment letter


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2201 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hello everyone 😬 it’s my first post.

 

Have received Lowell Pre-Legal letter as title shows. It relates to 3 separate debts...

 

1. Capital 1 credit card £331.73. Last payment on the account was May 2013.

2. Vanquish credit card £725.86. Last payment on the account was September 2013.

3. Vodafone £1479.88. This one is NOT on my credit report.

 

As yet I’ve had no communication with Lowell and really would appreciate advice on my next move.

 

Thank you in advance!! 👍

Link to post
Share on other sites

DCA's are not bailiffs and have no more legal powers than you or I.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Thank you for the replies.

 

Am I correct in thinking I should wait until a letter of claim is sent before sending a cca request then?

 

I know you’ve all answered these posts a million times previously but because I have had no contact with them since 2013 and I know we are coming up to the 6 year mark I am anxious to not suddenly get in contact if I could wait it out?!?!

Link to post
Share on other sites

if all you've got is the pre-school letter ignore them

UNLESS you've moved since taking these debts out?

 

await the PAP letter

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

then you leave yourself open to backdoor CCJ to the old address that you'll know nothing about

hence why they are sending phishing letters to your new address.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

when did you take the cards out

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

ok tell us about this voda debt it might be the best one to write and state its all foreign roaming or WHY as I doubt its charges to end of term..

 

tell us the story.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I believe it was a contract taken out with a new phone by an ex partner in my name. Payments were then stopped and I was liable for the contract.... no idea on dates or anything as I have no record of it and nothing on my credit score account. ☹️

Link to post
Share on other sites

then simply send them the prove it letter from the debt collection section of our library

 

that'll give them your new address

and wont invite letter tennis about the others.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

ONLY on the voda debt!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...