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    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver.  (Although earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.  I don't clearly understand it, but legal advice was something to do with the role the receiver has acting as an agent for the borrower which makes it hard for a borrower to make a claim against the receiver ???).  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate app for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
    • Migrants are caught in China's manufacturing battles with the West, as Beijing tries to save its economy.View the full article
    • You could send an SAR to DCbl on the pretext that you are going for a breach of your GDPR . They should then send the purported letter of discontinuance which may show why it ended up in Gloucester and see if you can get your  costs back on the day. It obviously won't be much but  at least perhaps a small recompense for your wasted day. Not exactly wasted since you had a great win  albeit much sweeter if you had beat them in Court. But a win is a win so well done. We will miss you as it has been almost two years since you first started out on this mission. { I would n't be surprised if the wrong Court was down to DCBL}. I see you said "till the next time" but I am guessing you will be avoiding private patrolled car parks for a while.🙂
    • It is extremely disappointing that you haven't told us anything about the result of the hearing. You came here at the very last minute and the regulars - all unpaid volunteers - sweated blood trying to get an acceptable Witness Statement prepared in an extremely short time. The least you could have done is tell us how the hearing went, information invaluable for future users. Evidently not.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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loose crown


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Hi,

I recently had a crown fitted to my tooth and it has become loose, went back to dentist who told me that if they tried to remove it they could cause more damage to the tooth or surrounding teeth, they advised me to wait untill it becomes so loose that they can then repair it.

I am not happy because it could take many months to become loose enough to repair. Am i entitled to a full refund as the work they carried out was sub standard?

 

Any advice would be very welcome, thankyou.

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In short yes.

Crowns shouldn't become lose.

I had a crown fitted last year (my third). It cracked, a rare thing. It was a tiny air bubble in the porcelain that created the fault.

They took the crown off, re moulded my space and made a new one.

So for them to say wait till it becomes so lose is bull.

Get a second opinion thru another dentist if you can

 

Are you private or NHS?

Either way if you paid by card and you get nowhere with the dentist you could do a chargeback.

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Hi, thanks for the advice, it was nhs treatment £240 but i paid cash, i am going to contact the practice manager to start the ball rolling and see if i get anywhere.

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When i had a crown fitted my NHS dentist said that they're guaranteed 12 months whatever happens and he also said specifically that if it came loose he would remove it and have another one fitted.

So far it's been rock solid for 3 years, so you surely need another one.

They don't serve their purpose if they're loose.

Otherwise just remove it yourself.

No, just joking!

Don't do it.

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  • 5 months later...

Simple answer is yes. Your Dentist would charge you the NHS rate and make a referral. You then might need 2 hospital appointments. First one is an assessment only and then they book you in for the extraction. This could take two months before the extraction happens.

 

This is based on the extraction not being urgent. If it is urgent because of extreme pain, then it depends. The local dental hospital might have an arrangement for urgent referrals. If your dentist refuses to refer you and you don't trust the dentist, then contact the dental hospital direct.

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  • 4 weeks later...

It depends on the area. The way it works around where I live is that the dentist makes the referral. It isn’t sent to a hospital but a centralised office who assess and then either bounce it back to the dentist (just because a patient demands does not mean that they are eligible for hospital treatment), sends it onwards to a specialist practice or for very difficult cases sends it on to the hospital. On the most part it’s a good system as it keeps the waiting list down for the difficult cases.

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I can’t offer any specific advice about the process but if you have any concerns over the procedure then please do talk them through with your dentist, it could be that the dental hospital isn’t necessarily the best place for your treatment or that the dentist agrees with you and refers you urgently. Nevertheless it’s worth talking it through openly and airing your reasoning.

My views are my own and are not representative of any organisation. if you've found my post helpful please click on the star below.

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