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    • No I'm not. Even if I was then comments on this forum wouldn't constitute legal advice in the formal sense. Now you've engaged a lawyer directly can I just make couple of final suggestions? Firstly make sure he is fully aware of the facts. And don't mix and match by taking his advice on one aspect while ploughing your own furrow on others.  Let us know how you get on now you have a solicitor acting for you.
    • Oil and gold prices have jumped, while shares have fallen.View the full article
    • Thank you for your reply, DX! I was not under the impression that paying it off would remove it from my file. My file is already trashed so it would make very little difference to any credit score. I am not certain if I can claim compensation for a damaged credit score though. Or for them reporting incorrect information for over 10 years? The original debt has been reported since 2013 as an EE debt even though they had sold it in 2014. It appears to be a breach of the Data Protection Act 1998 Section 13 and this all should have come to a head when I paid the £69 in September 2022, or so I thought. The £69 was in addition to the original outstanding balance and not sent to a DCA. Even if I had paid the full balance demanded by the DCA back in 2014 then the £69 would still have been outstanding with EE. If it turns out I have no claim then so be it. Sometimes there's not always a claim if there's blame. The CRA's will not give any reason for not removing it. They simply say it is not their information and refer me to EE. More to the point EE had my updated details since 2022 yet failed to contact me. I have been present on the electoral roll since 2012 so was traceable and I think EE have been negligent in reporting an account as in payment arrangement when in fact it had been sold to a DCA. In my mind what should have happened was the account should have been defaulted before it was closed and sold to the DCA who would then have made a new entry on my credit file with the correct details. However, a further £69 of charges were applied AFTER it was sent to the DCA and it was left open on EE systems. The account was then being reported twice. Once with EE as open with a payment arrangement for the £69 balance which has continued since 2013 and once with the DCA who reported it as defaulted in 2014 and it subsequently dropped off and was written off by the DCA, LOWELL in 2021. I am quite happy for EE to place a closed account on my credit file, marked as satisfied. However, it is clear to me that them reporting an open account with payment arrangement when the balance is £0 and the original debt has been written off is incorrect? Am I wrong?
    • OMG! I Know! .... someone here with a chance to sue Highview for breach of GDPR with a very good chance of winning, I was excited reading it especially after all the work put in by site members and thinking he could hammer them for £££'s and then, the OP disappeared half way through. Although you never know the reason so all I can say is I hope the OP is alive and well regardless. I'd relish the chance to do them for that if they breached my GDPR.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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DVLA Fine for Unlicensed Vehicle I had sold.


thetroublemaker
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Hi there.

 

I have recently had a letter from the HM Courts Historic Debt team about a fine in 2014 that was for £930!!!!

 

I called the Magistrates court today about this having read about statutory declarations etc and found out a bit more about the case.

 

The offence was that i had used a car on the 16th September 2013 without tax on the A5 through milton keynes.

 

I bought the car in November 2011 and sold it in April 2012, shortly before moving to a new house.

 

Luckily I have a photocopy of the receipt myself and the buyer signed when she took the car, so I am confident that in the case of driving the unlicensed vehicle I have proof it was not mine.

 

However my concern is that will the DVLA automatically come at me with a failure to notify charge.

I have been involved in assisting a friend with one of these charges a long time ago and am aware that I fulfilled my obligations under the interpretations act 1978 by posting this. Can they do that there and then at court, enter a new charge, or would they need to separately summons me for that.

 

Likewise should i prepare a defence for that possible charge anyway or should I ignore that as even being an issue until it is mentioned.

 

I am preparing a covering letter to the DVLA/Court explaining the above (that I had sold the car, and sent off the V5 before moving out of the rented property, and I had never heard any more on this until Saturday when the letter dropped through my letterbox from the Historic Debt team.

 

All advice would be appreciated :) Thankyou

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