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    • If the legendary dx could offer his wisdom it would be greatly appreciated 
    • Hi there Manager for our soccer sixes team moved overseas mid season and we struggled for numbers so we told the ref about 5 weeks prior to seasons end that we would see out these games then be done and he told us he’d ’pass the message on to the relevant people’. Heard nothing, then 3 days prior to the new season beginning we were given our fixture for that weekend. Told the guy over text we had pulled out and the ref should’ve passed a message on but we were told sufficient notice wasn’t given and it needed to be in writing. I argued it’s not our fault the ref didn’t do as he said but we were countered by the T&Cs.    now being chased for what was £608 kindly reduced to £476 to pay off remainder of the season. Been sent a letter in the post from their accountancy team and told needs to be paid by Friday.   seen a lot of the other threads saying we can literally just ignore everything but im concerned about debt collections and credit score being harmed. Can anyone confirm if this all works/what we should do?   thanks
    • Hi,   I have given an official police witness statement for the prosecution in an upcoming criminal court case, and I am very anxious about what might happen.  Specifically regarding being cross-examined.  My statement is very short, and only a couple of paragraphs long, regarding a conversation I had with one of the victims.  I have tried to research online about what information about me the defence barrister might be able to find and use to discredit me.  I have by no means have a shady past but, I am concerned about what private information might be brought up, and as this is a case that will be in the national press as it is in the public interest.  The two preliminary hearings were reported in the papers.   I have tried to research  online what information the opposition can seek, but it is all very complicated.  I believe that they can legally access public records, but I'm not sure what information public records hold.  Can they access my medical records, educational history, HMRC, and Department for Work and Pensions? (I am a self employed sole trader).  I was arrested once, and this was unfortunately instigated by the victim in this case, so could well be of interest to them.  It resulted in no further action, however I have only discovered this week that that, in fact, this means I have a criminal record, and will be so until I am 100 (no chance)! This has really annoyed me to say the least, especially since I asked him afterwards why he rang the police and he said 'for a laugh'.  So I have started to look into applying for it to be deleted, but again, if anyone has any advice on this I would be appreciative. At the moment, my name isn't on the confirmed list to give evidence, but the detective I have been dealing with has said it is 'likely'. The names of the victims in this case will not be allowed to be reported, are witnesses fair game for the press? I really need no know how deep they can delve in to my life so I am prepared if my character gets assassinated in front of the nation. I really wish I'd never agreed to this.   Many thanks
    • A belated thanks dx. Yes I may take your advice regarding StepChange. I am finding that I am telling them (on behalf of my Son) the true balances outstanding? They never seem to check properly in which worries me. If I was to take on myself is there another way of dealing with various debts? I have already submitted other IRL complaints on his behalf. Today I have received a further response from Quidie T/A Fernovo confirming that they will waiver all interest paid.
    • Good evening  Case hearing this Friday 26/04. looking to have all my prep/papers ready.    just checking in to get update on my last post , ( the t&c’s attached). No name or address on them as per #49   thank you UCM  
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Problem with roofer


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Hi

In brief i had contractor to fit patio doors and a complete roof on our new extension 4 months ago,

only now has he come back to finish the roof after many cancelled visits by him,

 

The work is so bad that building control officer wont sign the roof off.

i have contacted the roofer on many occasions and he keeps telling me its my fault because i always moan about his work and that he isn't a roofer (he has his own building business) .

 

unfortunately i paid in full as he was a friend of a friend,

I have a rubber roof which is peeling up because he used silicone to stick it down on the edges and i can see daylight from the inside through gaps plus the internal ceiling isnt level

 

Where do i go from here as any advise would be rattly appreciated

Thanks

Ian

Edited by Ianimp
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Is he part of a limited liability company or is he self-employed/partnership?

 

Does he have any assets? Do you know where he lives and if he owns his home? These are all going to be extremely important questions because if you have to take action against him, you will easily get a judgement – but you may not be able to enforce it in which case the whole exercise is useless.

 

I hope lots of people who read this thread will realise the dangers of paying builders in advance. I hope they will also appreciate the dangers of employing "a friend of a friend" because that is absolutely no guarantee, it actually produces a moral pressure – for instance, to pay in advance – and of course it can destroy friendships.

 

You need to find out all about him and what assets he's got. As a part of an established business? In other words, is he worth suing?

 

Apart from that you need to prepare a good file. You need to start going back in your mind and logging all of the history of the work – including the cancelled visits.

 

You need to take lots of photographs and you will probably have to get a good quality independent roofer to come along and to assess the work and the cost of repairs.

 

I suppose there is one thing that will help you and that is that I expect you have probably paid in cash in hand. Frankly I would have no hesitation in letting him know thatyou will be reporting him to the tax authorities who will make a complete investigation of him including the other work he has done for other people "off the books".

 

However, find out all about him first. Prepare your file. Then start getting ready to issue threats but don't move until you are fully prepared.

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Thanks for the quick reply

He is a limited company with 1 other employee, i have his home / business address , he has his own home and has a van kitted with tools and equipment, he is Fensa Registered on his web site with a 10 year guarantee on all work, i paid by bank transfer and no cash, i have a lot of text messages back and forth and i have a lot of photots

Thanks

Ian

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Was the payment made to a company account or to his own personal account? Have you got receipts?

 

If it is a limited company and you have been dealing with them, then afraid that his own personal assets are probably out of reach of any court action that you might bring. Have you investigated the guarantee? Who is it provided by? I would be making very gentle enquiries all around to understand what the enforcement possibilities might be before making any direct approach.

 

However, you might be in a position where you will need to take legal action. I would set about immediately getting a quote for making good the work to the proper standard.

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Payment was to his personal account i only got bank statements

the guarantee is a company guarantee , i have tried to get another roofer to quote but all are very reluctant to take over another persons work

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How much did you pay him?

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