Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #1
    Basic Account Holder
    Do you record your calls?
    You'll regret it if you don't.




    Follow Real_CAG on Twitter
    Cagger since : Jan 2018

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    Default Shop Direct Finance Credit Agreement

    Hi Ive had a reconstituted credit agreement from Shop Direct, can anyone have a look for me,

    the account was taken out in 13/06/2006.

    I went into a debt management planicon in 2008 and I have been making payments to them for the last 10 years.

    I found this thread in Jan this year and stopped paying and sent CCA's to all my creditors.

    I havent claimed anything back on the account as far as I am aware I never had PPIicon on the account

    Attachments Pending Approval Attachments Pending Approval

  2. #2

    Default Re: Shop Direct Finance Credit Agreement

    Wheres the rest of the agreement?

    Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..


    If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks
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  3. #3

    Default Re: Shop Direct Finance Credit Agreement

    I've unapproved the attachments. Could you redact them properly and then uploadicon them again as PDFicon files please.

    We could use your help
    PLEASE HELP US TO KEEP THIS SITE RUNNING


    Please note that my posts are my opinion only and should not be taken as any kind of legal advice.

    If I've helped you at all, please feel free to click on the little star under my posts and leave feedback
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  4. #4

    Default Re: Shop Direct Finance Credit Agreement

    And one multipage PDFicon only please

    PLEASE REFRAIN FROM HITTING 'REPLY WITH QUOTE' IF YOU ARE SIMPLY REPLYING TO THE LAST POST IN A THREAD..JUST TYPE!!
    it makes a thread twice as long to scroll through..save data download times and costs
    If you want advice please PM me a link to your thread. PM advice is not allowed!!
    DX
    RIP Martin3030

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  5. #5
    Basic Account Holder
    Do you record your calls?
    You'll regret it if you don't.




    Follow Real_CAG on Twitter
    Cagger since : Jan 2018

    Posts
    39

    Default Re: Shop Direct Finance Credit Agreement

    Hi Ive rescanned the document deleting all info this time

    Attached Files Attached Files

  6. #6

    Default Re: Shop Direct Finance Credit Agreement

    If all they can send is a reconstituted version for a 2006 agreement......then it follows they dont have the original to enable enforcement of the agreement.


    Andy

    We could do with some help from you

    PLEASE HELP US TO KEEP THIS SITE RUNNING
    EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS



    If you want advice on your thread please PM me a link to your thread
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  7. #7

    Default Re: Shop Direct Finance Credit Agreement

    moved to mail order forum

    PLEASE REFRAIN FROM HITTING 'REPLY WITH QUOTE' IF YOU ARE SIMPLY REPLYING TO THE LAST POST IN A THREAD..JUST TYPE!!
    it makes a thread twice as long to scroll through..save data download times and costs
    If you want advice please PM me a link to your thread. PM advice is not allowed!!
    DX
    RIP Martin3030

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