Jump to content


  • Tweets

  • Posts

    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver?   On this point - earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.   I don't clearly understand that, but their legal advice was something to do with the role a receiver has acting as an agent for a borrower which makes it hard for a borrower to make a claim against a receiver ???.  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate application for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
    • Migrants are caught in China's manufacturing battles with the West, as Beijing tries to save its economy.View the full article
    • You could send an SAR to DCbl on the pretext that you are going for a breach of your GDPR . They should then send the purported letter of discontinuance which may show why it ended up in Gloucester and see if you can get your  costs back on the day. It obviously won't be much but  at least perhaps a small recompense for your wasted day. Not exactly wasted since you had a great win  albeit much sweeter if you had beat them in Court. But a win is a win so well done. We will miss you as it has been almost two years since you first started out on this mission. { I would n't be surprised if the wrong Court was down to DCBL}. I see you said "till the next time" but I am guessing you will be avoiding private patrolled car parks for a while.🙂
    • It is extremely disappointing that you haven't told us anything about the result of the hearing. You came here at the very last minute and the regulars - all unpaid volunteers - sweated blood trying to get an acceptable Witness Statement prepared in an extremely short time. The least you could have done is tell us how the hearing went, information invaluable for future users. Evidently not.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Magistrates fine for speeding


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2205 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I had to attend magistrates last year (May 17) for doing 42 in a 30mph zone in August 2016.

 

I had not received any previous corespondence (as far as I was aware) so was unaware of the incident until I received the 'notice of endorsement of driving record' - a £800+ fine and 6 points.

 

I put in a statutory declaration explaining I had received no prior corespondence and I was given a new hearing

(speaking to a solicitor friend a year after he said I should have requested a complete 'reset' and requested the initial fixed penalty notice as I hadn't been aware of the incident at all).

 

In court I explained that on that particular day I was driving to work to a new place and was unfamiliar with the road,

I had previously driven on it years ago and the speed limit back then was 40mph,

it's one of these roads where the speed limit changes from 50 to 30 back to 50 again as you pass by residential areas.

 

I explained I wasn't speeding on purpose, and that I was always used to it being 40 on that section of the road.

Plus it was early morning and I was going through a rough period at the time.

Regardless I was still fined £400 and given 6 points.

 

Speaking to a friend recently, he said I was treated extremely harshly as 42 is just bordering on Band B (under the new rules), and even then the judges had leeway as you could argue that the speed cameras have a margin of error +/-2mph, so I could well have been within Band A.

 

Also Band B denotes 4-6 points, and a minimum fine of £100, given the circumstances he said I should have been shown some leeway and been handed the minimum fine.

 

I Just want some advice regarding this and whether I can appeal given the timescale.

Edited by dx100uk
spelling and formating
Link to post
Share on other sites

I've move you to the speeding forum rather than the private parking forum..

 

cant see how you cant avoid this as you were doing 42 in a 30...

unless it is your 1st offence?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Thank you. Had speeding fines years ago. But had a clean licence for a few years now.

 

I've move you to the speeding forum rather than the private parking forum..

 

cant see how you cant avoid this as you were doing 42 in a 30...

unless it is your 1st offence?

Link to post
Share on other sites

I started driving before there was a 70 mph NSL and the breathalyser etc, which I cannot now avoid.

I have to use my Mk 1 eyeball for changes in speed limit on roads which I may have travelled recently.

Since you received no prior paperwork, it is possible you Rx 6 points for FTF, an Offence that is complete 28 days from date of s172 request. Unless you were 'pulled' at time of 'exceeding the speed limit, there is no way they can identify the driver resp without s172, hence the FTF Penalty.

Link to post
Share on other sites

in essence you have answered you own query, you didnt go back to the beginning and pleaded guilty to exceeding the speed limit ( and damed well nearly got yourself another interview for driving without due care and attention to boot) so what is done is now then end of the matter.

Link to post
Share on other sites

First of all, can you confirm that you were convicted of speeding and not “Failing to Provide Driver’s Details” (FtP). The easiest way to find out is to look at the endorsement code on your driving record (which you can do online). Speeding will see a code SP30 whilst failing to provide will show MS90.

 

I ask because six points is indeed harsh for 42 in 30 limit. As you say, it is only just into the middle band of seriousness where the guidelines suggest 4 to 6 points and a Band B fine. However, the only available penalty for FtP is six points and a Band C fine. You are, however, incorrect when you say

 

...Band B denotes 4-6 points, and a minimum fine of £100

 

A Band B fine is income based and relates to one week’s net income. This would be reduced by a third for a guilty plea. Where no income details are available the court uses a figure of £440 per week. However, Magistrates do have the discretion to sentence at the Fixed Penalty level (£100 and 3 points) where they believe there are circumstances unconnected with the offence itself which prevented a FP being accepted (but this is nothing to do with a “Band B” fine).

 

Your Statutory Declaration nullified your earlier conviction (as if it had never happened) and it is up to the police (who prosecute motoring offences in most areas) what they do next. They may have re-charged you with speeding or they may have gone for a FtP charge. Is there any particular reason why you received no paperwork originally? Was your address correct on the V5C Registration Document? Had you recently acquired the vehicle?

 

If you were convicted of FtP then an appeal is largely pointless. There is no Fixed Penalty available for the offence and it can only be dealt with in court. A penalty of £400 (which I assume includes the “surcharge” and costs) is by no means harsh and six points is the only available option. However, if you were convicted of speeding you might consider an appeal against your sentence. Six points is harsh and apart from that you may be able to persuade the court to sentence you at the Fixed Penalty equivalent (depending on the circumstances which led to you not receiving any paperwork for the original offence). Your only realistic avenue to attempt to reduce your penalty is via an appeal against sentence to the Crown Court. In pleading guilty at the Magistrates’ Court you accept the allegation (including the speed alleged so no point in arguing about that). However, there are two obstacles: Firstly, the cost of failure there is high (about £1,200); secondly the appeal has to be lodged within 21 days of your conviction. So firstly find out what you have been convicted of and we can go from there.

 

Finally:

 

…and damed well nearly got yourself another interview for driving without due care and attention to boot

 

Perhaps ericsbrother would like to explain why that should be as you have given no indication that an allegation of that nature was ever made against you.

  • Haha 1
Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...