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    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
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Intrum - credit card aqua debt from 2013


gami
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Following on advice from this thread of mine:

 

https://www.consumeractiongroup.co.uk/forum/showthread.php?477079-Debt-Requests-Worth-It-Advice-Required&p=5103106#post5103106

 

I received my first letter recently from Intrum. (Whom I've never heard of before)

- in regards to a credit card aqua debt from 2013

- which the letter states they purchased in october that year.

 

But I've certainly not been making previous payments to them directly.

 

The letter details that I've broken the agreed repayment cycle (I used to pay over £10, last month I paid a token payment as advised £1) and to contact them

 

What is the next step?

Edited by gami
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they are the new name for 1st credit

 

is this one you've sent a CCA request too?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 years later...

Open

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hello.

 

It's been nearly 2 years and I haven't sent the request. To get on-top of this & do this now, I've just had a concerning letter. I've continued to pay a token amount a month and last month missed by a few days by mistake and made the payment. Since then they've been texting me and calling me about it (haven't replied obviously)

 

As stated in the opening post this was an Aqua debt with 1st Credit & Intrum.

 

I've just had a letter telling me this has been assigned to Intrum as the legal owner of the debt - is this a fishing letter? Because they already own it as far as I know.

 

The odd thing was two days before that Intrum sent me a letter offering 80% off if i paid £300...

 

 

12.jpg

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should have stopped payments years ago.

get the CCA running.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 weeks later...

Please ignore. The only reply you need from a CCA request is in writing. If they do not reply within 12 plus 2 days, you stop paying them. End of. 
 

No need to respond to any ridiculous texts or calls they are just playing with you. If the money is really burning a hole in your pocket go donate it to the local food bank instead of that bunch of parasites.

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