hi everyone

i have been reading through all of the sars bit and am going to send a sar to lloyds ,,,,

ok dont fully understand what happens after that ?

if anyone can pm me on what to do after i have sent it that would be very helpfull ,

im hoping to claim back as much as i can will they list all my charges ?

can i expect to get some back ?or all of them ?

ive been with lloyds for a long long time had loans credit cards etc with them ,,

,many thanks in anticipation for helping me understand the process

Hi All im new to this ,,,and am starting my SAR letter to lloyds ,,,

err what happens after i send it ?and my £10 costs ,,

will i get a list of all my charges ?

i've been with lloyds 28 yrs

i had credit cards and loans and personal accounts with them will i be able to claim all the charges ?some of them ? I

im in a dmp now with playplan and have been for nearly 1 yr of 3 yr plan

will need some help with this one if anyone has the patience to bear with me lol

feel free to pm with any help , a list of idiot proof instructions lol ,,, this is day 1 of my claim back !!

do i need to send a sar to all the companys i owe money too barclays ,tesco ,virgin

When you send your SAR, make sure that you ask for all the personal data they have on you in respect of any matter and in any form, including screen notes, memos, internal and external correspondence.

Send it to the Lloyds DSAR centre/archive in Andover

DSAR Unit Lloyds TSB

Customer Service recovery

Charlton Place

C46

Andover SP10 1RE

Yes, send an SAR to everyone you think you want to challenge and reclaim money back from. Get all the SAR is going now. It takes 40 days – assuming that they comply. Even if they appear to comply you need then to doublecheck the data because they are either dishonest or hopelessly inefficient – or both

you'll have a bit of a job getting penalty charges back if outside of 6yrs or if you are not in financial hardship.

as for your debts...

please list them

and when you first took them out