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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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lloyds claim back


skinteastwood
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hi everyone

i have been reading through all of the sars bit and am going to send a sar to lloyds ,,,,

 

ok dont fully understand what happens after that ?

if anyone can pm me on what to do after i have sent it that would be very helpfull ,

 

im hoping to claim back as much as i can will they list all my charges ?

can i expect to get some back ?or all of them ?

 

ive been with lloyds for a long long time had loans credit cards etc with them ,,

,many thanks in anticipation for helping me understand the process

 

Hi All im new to this ,,,and am starting my SAR letter to lloyds ,,,

err what happens after i send it ?and my £10 costs ,,

will i get a list of all my charges ?

 

i've been with lloyds 28 yrs

 

i had credit cards and loans and personal accounts with them will i be able to claim all the charges ?some of them ? I

 

im in a dmp now with playplan and have been for nearly 1 yr of 3 yr plan

 

will need some help with this one if anyone has the patience to bear with me lol

 

feel free to pm with any help , a list of idiot proof instructions lol ,,, this is day 1 of my claim back !!

 

do i need to send a sar to all the companys i owe money too barclays ,tesco ,virgin

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When you send your SAR, make sure that you ask for all the personal data they have on you in respect of any matter and in any form, including screen notes, memos, internal and external correspondence.

 

Send it to the Lloyds DSAR centre/archive in Andover

 

DSAR Unit Lloyds TSB

Customer Service recovery

Charlton Place

C46

Andover SP10 1RE

 

Yes, send an SAR to everyone you think you want to challenge and reclaim money back from. Get all the SAR is going now. It takes 40 days – assuming that they comply. Even if they appear to comply you need then to doublecheck the data because they are either dishonest or hopelessly inefficient – or both

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you'll have a bit of a job getting penalty charges back if outside of 6yrs or if you are not in financial hardship.

 

as for your debts...

 

please list them

 

and when you first took them out

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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