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Insurance doesn't pay for all theft damages


Super64
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now that both includes and excludes the rust damage as in section B it is damage as a result of....

 

I would interpret this as being a single event leading to that damage so it will be covered, the latter exclusion being one of delapidation, as you would get with buildings insurance not paying for a leaky roof that hasnt been maintained conmpared to storm damage. the insurrs will of course apply the latter under any circumstance, even if the bike was chucked in the Thames as the thieves made their getaway.

However, one thing is clear, the OP's garage are a bunch of bandits determined to make you pay for their all inclusive holiday in the carribean this year so get the thing back, photograph everything and start working out some numbers or you may well end up losing the bike and getting nothing.

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