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    • Okay please go through the disclosure very carefully. I suggest that you use the technique broadly in line with the advice we give on preparing your court bundle. You want to know what is there – but also very importantly you want to know what is not there. For instance, the email that they said they sent you before responding to the SAR – did you see that? Is there any trace of of the phone call that you made to the woman who didn't know anything about SAR's? On what basis was the £50 sent to you? Was it unilateral or did they offer it and you accepted it on some condition? When did they send you this £50 cheque? Have you banked it? Also, I think that we need to start understanding what you have lost here. Have you lost any money – and if so how much? Send the SAR to your bank as advised above
    • In anticipation of lodging my court claim next Weds 1 May (14 days after advising P2G that was my deadline for them to settle my claim) I have completed my first draft POC as below: Claim Claim number: xxxxx Reference: P2G MAY 2024   Claimant xxxxx   Defendant Parcel2Go 1A Parklands Lostock Bolton BL6 4SD  Particulars of Claim The defendant has failed to arrange for the safe delivery of the claimant's parcel containing a 8 secondhand golf clubs (valued at £265) that was sent to a UK address using their delivery service (P2G Reference xxxxx). The defendant contracted Evri to deliver the parcel (Evri Reference xxxxx) and refuses to reimburse the claimant on the grounds that the claimant did not purchase their secondary insurance contract. The defendant seeks to exclude their liability in breach of section 57 Consumer Rights Act. The secondary insurance contract is in breach of section 72. The claimant seeks reimbursement of £265, plus P2G fees of £9.10, plus postage costs for two first class letters to P2G of £2.70, plus court fees, plus interest. The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from xxxxx to xxxxxx on £276.80 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of £xxxx   Details of claim Amount claimed £276.80 I look forward to your thoughts and comments guys! As ever, many thanks - G59    
    • Hmm, that's strange how they got my email then.  I assume the below is ok to send to DCBL, Nicky?  Hello, I am writing regarding our ongoing dispute and the upcoming court claim reference xxxxxxxx. To ensure fairness and transparency in our communications leading up to the court hearing, I request that you use postal mail exclusively for all further correspondence related to this claim. Please refrain from sending any communication or documents via email. Thank you for your understanding and cooperation. If you have any questions or need clarification, please feel free to contact me via postal mail at the address provided above. Yours sincerely, xxxx
    • In the SAR, I received the original application, lots of computer print outs, yearly statements from 2013 and the new emails regarding my complaint. They sent me a £50 cheque after I chased them for the SAR after the 30 days. They said they was waiting for me to respond to an email (which I never received) before sending the SAR
    • classic P2G. I'm sure dianne and Lesley will pop an email to you at some point.
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PayPal negative balance


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Good afternoon... I have an issue with PayPal .

 

I have been frauded online and I've been left with a 7000 pounds negative balance I can't pay..

 

story is as follows.

.. I met someone on a website called people per hour.. who wanted someone to help them sell items on eBay whilst I'll earn commission...

I did this for 2 items and sold them to 2 buyers who then paid me via PayPal..

I then stupidly paid the money into my bank account and transferred it to the actual seller who then decided to go missing and not send the product to the buyer... Leaving me in the lurch..

the 2 buyers were luckily refunded but now PayPal are asking for thier money back..

. And have threatened collection agencies..

 

. I've informed the police and both eBay and PayPal but to no avail... What do I do here??

 

It was a genuine mistake by me and iv been defrauded...

I'm not paying PayPal one penny...

I even have emails to prove my innocence as the original actual seller has contacted me loads via email..

. Will the collections people just send me letters or will they actually turn up???

Will it just go away or is my credit score in jeopardy??

Help.... I am law abiding military man who feels awful I got involved in this stupid [problem]...

Edited by dx100uk
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Ignore them. Close down the account and ignore any emails or phoen calls you get from them.

 

Paypals security systems are absolutely laughable and they wont go near a court or any legal route with it, as they wont want their entire system investigated.

 

Why are you worried about collections? They have no power to do a single thing at all. They might say they will, but thats all it is. It's scare tactics.

 

Read the other threads on here regarding paypal. It will make you breathe easier

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Ok... Sounds interesting.. thanks for your help... Will I just ditch all letters then and ignore thier calls?? I work away as I'm in the forces.. will anyone knock my door when my wife's there?? I'll be happy to take this to court as o have proof of my innocence and that I haven't done anything wrong... But very happy to leave it lol....

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bear in mind you have participated in fraud and money laundering so paypal wont be able to chase you for the money but you may have to explain yourself to someone as to why you took part in this adventure. It is a lot of money so the problem wont just disappear completely.

 

We get this with students in particular who are looking for an easy way to earn a few quid without laying out anything upfront.

I hope anyone reading this stops and thinks about the simple adages of life, nothing is for nothing for example.

 

Having said that being naive isnt a criminal offence so do co-operate wityh any proper authority but keep away from paypal or their agents, they used to hire Intrim Justicia at one point (very swanky debt collectors) so expect loads of electronic hassle

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nobody will come to your home from the DCA's paypal use. Theyre not that stupid

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Besides, if you're on a base (inside the wire) they'd never get past the gatehouse without someone shooting them repeatedly :lol:

Please note that my posts are my opinion only and should not be taken as any kind of legal advice.
In fact, they're probably just waffling and can be quite safely and completely ignored as you wish.

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Quick update.

 

I have left it a while after sending PayPal countless emails they have eventually replied stating that I have to pay regardless as it was a 3rd party

I obviously am contesting this and said I financially cannot afford to pay this amount back..

they have offered me a payment plan however even a small monthly payment would hit me hard financially and I still feel that I am right in not paying...

 

They said if i don't the letters will start coming to my house reference collection.. what should I do now?? Any advice please???

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you do nothing ignore them

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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what should I do now??

 

Exactly as dx100uk has said. You do nothing except allow them to waste their money writing you nasty letters. Because that's all that they will do.

 

Buy a hamster, PayPal and/or their tame "Desperate Collection Agency" will send you regular 'bedding' for it :lol:

Please note that my posts are my opinion only and should not be taken as any kind of legal advice.
In fact, they're probably just waffling and can be quite safely and completely ignored as you wish.

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Paypal have failed to follow the EU regs on money laundering so they are in the mire anyway. Dont pay for their errors.

Learn from this and understand whay went wrong and why.

 

Ebay has the power to look into the whole transaction and set the police on whoever is behind this but they wont, they dont want it publicised that their systems are leakier than a sieve.

 

IF you do get letters you read them very carefully and note what they say they are GOING to do and ignore what they MAY do or intend to do or recommend someone else does or whatever.

 

Blcok their emails, block their texts and so on.

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  • 3 weeks later...
Quick update.

 

I have left it a while after sending PayPal countless emails they have eventually replied stating that I have to pay regardless as it was a 3rd party

I obviously am contesting this and said I financially cannot afford to pay this amount back..

they have offered me a payment plan however even a small monthly payment would hit me hard financially and I still feel that I am right in not paying...

 

They said if i don't the letters will start coming to my house reference collection.. what should I do now?? Any advice please???

 

Hey any update with your case?

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Hey.. had loads of phones call which I have I ignored and blocked now.. 1 or 2 emails which I deleted... I have sent one back to them now disputing the case again and also saying I am happy to take this to court to fight my case... They have not been in contact since...

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don't feed the trolls

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Just going to sit it out now... And await the collections letters.... When they arrive shall I start the 3 letter process straight away or just ignore it totally... thanks for all your help so far...

 

what...please don't tell me that's FOTL poop?

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what 3 letter process?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Freeman of the land twaddle ignore

 

never invite pointless letter tennis

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

Current update then

... I am constantly getting calls from PayPal.

. probably 5-6 a day from the same 2 people lol

 

... They say it's a personal business call and I should call them back lol...

 

Just blocked them and deleting their voice mails..

.no letters or emails just pure phone harrassment...

 

What to do now???

Continue ignoring????

What will happen next????

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Always ignore

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Current update then

... I am constantly getting calls from PayPal.

. probably 5-6 a day from the same 2 people lol

 

... They say it's a personal business call and I should call them back lol...

 

Just blocked them and deleting their voice mails..

.no letters or emails just pure phone harrassment...

 

What to do now???

Continue ignoring????

What will happen next????

 

Calls last around 3 weeks then they'll get collection agency involved.

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  • 2 weeks later...

Hey guys.. update.. PayPal have moved on and passed this to a company called westcott who have been trying to ring me... Obviously I'm ignoring them.. I'm expecting letters through the post but none so far.... When they come do I just stay strong and keep ignoring?? Anyone had dealings with westcott before????

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