Hi,

Several years ago l lost a case and got a CCJ, then a charging order was applied for and obtained.

Forward to now, just about to pay off the debt and the other party is asking for a fee of £100 for removal of the Charging Order, strikes me that £100 is a bit steep, but they lied in court so £100 is probably nothing to them.

Does anyone know where if this is justifiable?

I really do not want to give them another penny.

Thanks

Cups

Nope..and which fleecing DCA is this?

Well the fee to Register the charge is also £100...so if they didn't charge it initially ?

Andy

Aaaaah, will check if they did charge it or not ?

If they didn’t then l suppose l will have to pay it.

Thanks,

Cups

Hi

They charged £264 for a Charging Order right at the start, once l have received a reply from Land Registry then l will tell them to swivel.

I have paid over £20;000 for a £7000 debt and they lied to get it.

I now have proof that they did, but l want to get rid of this before l go to the SRA and make a complaint.

Sorry to be secret squirrel but l won’t name the DCA at the moment but l will do once l know my position is secure.

I hate these DCA’s, in the real world they are guilty of fraud by false representation, but HMCS lets them get away with it because they speak the same faux posh rubbish, and go for drinks together.

Rant over, haven’t done it for ages but they engender a fury l cannot fathom

Cups

Hi

Been told by Land Registry that the fee to register the restriction was £50, there is no fee to remove it.

Strikes me they are trying to fleece me some more, do l have to pay their solicitor fees ? If that is what they want ?

Thanks

Cups

I was referring to the court fee Cups..actually its £110 now.

Charging order – fees order 8.4(b)

Please refer to the court leaflet EX325 – Third party debt orders and

charging orders for further information.

• Application for a charging order.

(A fee is payable for each charging order applied for). £110

https://formfinder.hmctsformfinder.justice.gov.uk/ex50-eng.pdf

Page 13.

Andy

Thanks Andy, this was back in 2011, either way l am waiting for a response from them to my query.

Hi

The company (TBI) want £100 to remove the restriction, that is their fee, if l don’t pay it then they won’t remove it.

I am going to complain, they breached guidelines anyway as they never sent me yearly statements and charged PJI on the same account , l think this should be charged separate.

I cannot believe that they think they can get away with this ?

Cups

Better pay it then...it will be their standard fee for the paperwork.

Well Land Registry will remove it if l prove l have paid it, so no way am l paying them !

And to prove it you will require paperwork form the judgment claimant and consent and certificate ....but go for it and let us know how you get on.

https://www.consumeractiongroup.co.uk/forum/showthread.php?248319-Final-Settlement-accepted-How-do-I-get-Charging-Order-removed

Hi

I emailed Land Registry, it is a restriction.

They state l can apply and it costs nothing,

they write to the other side and if they do not respond then it gets removed.

I would suggest they have no reason to deny that it is paid in full.

They have already had almost 3 x more than the judgement debt, and they lied to get it.

I had proof thats what they sent me , which they said was my agreement, was not in existence when it was sent by fax,

l did not have an agreement on that day, the fax number was an old dialling code and the fax number was theirs on that day,

l said this in court and they just shrugged and said it must be a mistake ?

The Family Court Judge just ignored it.

They didn’t even say it was a reconstruction, they scanned a copy to of my signature onto another agreement and created a forgery,

l know they did that and the court ignored it.

I know l should let it go but it still really annoys me.

There is a saying “don’t get mad, get even”.

I am biding my time but at some point l will get an opportunity, but if l don’t have to then l will not pay that company another penny.

To lie in court, and l saw their witness’s face, was bad, when she got caught out, she knew l knew she was lying

Cups

don't tell me you mean this is a restriction K.

the debt was solely in your name on a jointly owned home?

Yes that was it, sole debt, jointly owned home,,

urm then why are you even paying it....??

all you have to do is inform them when the home is sold..

to late then for them to get any money..

Hi

At the time thought they would go for a sale, they were very threatening, all paid now but l just want rid of the restriction. And l don’t want to pay them another penny.

This has nearly ruined my marriage and life, but paid off so want to move on.

Cups

you are not making sense

you say the debt concerning the restriction k is paid off?

Hi

Yes paid off in full, just don’t want to pay the £100 disbursement fee, Land Registry says it costs nothing to remove.

Cups

then its not hurting you at all cups why do you need it removed

wasn't hurting you in the first place even if hadn't paid it off or not paid at all.

Want to move soon,,,

you don't need it removed to sell...

as post 20

and here:

https://www.consumeractiongroup.co.uk/forum/showthread.php?432053-Completion-of-house-sale-with-restrictions-solicitors-saying-debts-need-to-be-settled

Thanks,,

Sense has prevailed after l complained and they are removing the restriction, thanks for the advice.

Let us know when it actually happens