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    • In that case I don't think you'd have any grounds for a claim against the receiver, short of anything actually criminal. The receiver was appointed by the lender so any claim you make should be aginst them. How much equity do you reckon there was when they took possession? Realistic value less outstanding balance (including arrears).  This messing around makes me wonder even more if the property was wildly over valued. Normally a lender would sell and not really care if they got the best price so long as they covered the balance plus their costs. 
    • Hey @lookinforinfo I'm not sure, I don't believe he told them he's the driver. He must have selected an option saying that he's appealing on behalf of the driver or something of the sort. In more news, however, these wannabe thugs are back at it again. Honestly, what a joke. In the letter they sent before this it said they had made "2 attempts" and in this letter they said "4 attempts", I wonder what happened to the "3rd attempt" lol.  WhatsApp Image 2024-04-18 at 14.06.07_44abc9c8.pdf
    • Hi all, I purchased a car in January from Big Motoring World Leeds. At the time of sale I was shown a tab on the salespersons computer marked 'service history' and I was able to take comfort knowing that the car had been serviced on 3 occasions as the date, mileage and company was there on screen. Being a 3 and a bit year old car that, in my mind, constituted full service history 🤷‍♂️ Anyway, collected the car a week later. Once home I settled down to through the book pack etc. Opened the service history booklet and it was completely blank. In addition there were no invoices detailing that any services had been done. I duly contacted BMW and asked them to supply me with proof of service history. They responded saying that on their 'vehicle documentation checklist' I had ticked and then signed to the fact that I had seen the service history and that I was happy with it. I dug out this checklist and what it actually states is 'seen service history online' which I had in the showroom. BMW seem to think that this satisfies their responsibility in providing service history. The reality is that I don't have any proof that the vehicle has ever been serviced! For my own peace of mind I ended up paying for a service that satisfied the manufacturers maintenance schedule to the tune of £330. I even complained to the finance company that the vehicle contravenes the Sale of Goods act 2015 as l, in effect, ot is not as described. Amazingly they weren't interested and instead I just got an email stating that it's not illegal to sell a vehicle without service history and that servicing costs were part and parcel of vehicle ownership. I've since complained to the ombudsman and am awaiting to see if they can help. I have no issue with the car but the treatment and customer service has been the worst I've ever experienced. I don't really know what to do next as I really do feel aggrieved that I've had to pay to service a car that should have already been serviced. Can anyone point me in the right direction please? 🙏
    • Fraudsters copy the details of firms we authorise to try and convince people that their firm is genuine. Find out why you shouldn’t deal with this clone firm.View the full article
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi...

 

I dont know if anyone can help with this, but today I was out shopping with my partner whom I am a carer for.

 

To cut a long story short, I briefly left my partner sat down somewhere to nip into Superdrug for their £1 eyebrow wax strips.

I always find it quite stressful leaving my partner as they are disabled and quite vulnerable, but on this occasion it was agreed between us.

 

Being a saturday, it was busy and when I eventually found them, the first box I picked seemed empty, so I very very briefly checked and couldnt see anything inside, so I noticed the next box along was open, so I just took the strip out of the one after that and put it in my box and off I went.

The reason at the time I didnt take the one at the back is because I didnt want a pile of boxes to fall over.

 

Off I went to the till as you do, and at the checkout point after waiting in a long queue,

I was approached by someone who said they were security and he asked the gentleman behind the till to check if and how many strips were in the pack.

 

I explained that there was only one but it originally didnt have anything in it,

however on the assistant shaking the pack, another one popped out that was already on the side of the pack.

 

I was surprised and said oh there should only be one, and then the security asked me to come in the back, at first I was confused and explained I didnt really have the time.

 

I went in the back, and mr security was extremely rude to me and very accusational, accusing me of concealing and therefore trying to 'steal' an extra item.

I explained I was very anxious to get to my partner but the staff said unless I admit to it, they would have to ring the police and have them arrest me, and stay until they arrived.

 

Under duress, and real concern for my partner, I said fine I admit it just to be able to leave.

I wasnt asked to sign anything but they took a copy of my driving licence.

 

I was told I would receive a letter / fine from the RLP?

 

When I met my partner, he insisted on going back to speak to them, of which I had a severe angina attack due to the stress and anxiety of the situation.

The manager said that she believed me and understood but couldnt go against security.

 

I have no idea what to do as I have never been in a situation anything like this in my life.

 

Any help would be greatly appreciated.

 

Claire

Edited by dx100uk
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you wont get a fine no-one bar the court or police can do that

and they were not and cannot now be involved.

 

it will be a begging letter from RLP which as you've already read?

you TOTALLY IGNORE.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Oh right okay. Can the RLP whoever they are not take me to court if I ignore them?

 

If I didn't have my partner waiting for me I would have told them to have rang the police. I felt bullied and totally intimidated by their security person.

 

To say I feel upset is an understatement.

 

Thank you.

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go read that thread you've already read again

then do it again.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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RLP can do absolutely nothing to you except send letters. Please read other threads in this forum. Your situation is identical to everyone elses.

 

You will get 3-4 letters from RLP, full of rubbish designed to scare you. Ignore them all. After those letters, you may get letters from a DCA, who have even less power than your next door neighbours cat.

 

Ignore them too and move on with your life.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Hi and welcome to CAG.

 

You have already had the information on what to do. When you get the letters from RLP, just ignore them. They have as much power as I have over you, even though they try to make you think that they do with all the mealy words in their letters.

 

The manager said he believed you but couldn't override the security agents. Yes he can! They are contracted to supply security to the store and as such, they must follow instructions from head office. The manager should have escalated this for you to remove RLP from the situation.

 

As Superdrug have abandoned all responsibility, so should you. This will never see the inside of a court room.

 

Please let us see the letters when they arrive (suitably redacted) as I would like to see whether they have changed much.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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  • 3 weeks later...
in the future also remember the security work for the store, not the other way round so if you have a complaint make them listen and not be fobbed off with a rubbish comment.

 

Not in superdrug they don't. Like tk's, they work in house, directly for head office. The system is set up just to avoid managers over ruling or trying to get security to do other things, like stack shelves etc.

 

so the manager cant overrule any decisions made by security.

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