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Angel Advance DMP Provider Elderly Relative needs help/advice please


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not saying you pay them...

just send the CCA requests for him ...only £1 each vould save £1000's in wiping out cash cow debts

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I have no idea who he owes money to tbh, just know it is a lot of people so cost a fair bit for all the CCA requests, will try and get him to do it but not hold my breath, think he is set on going with stepchange

 

TIA

 

Sandy

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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post 7

 

doesn't matter if hes going to them

you can still CCA and then get them to stop payment to each that fails the 12+2 working day legal time limit..as simple as that!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 years later...

Hi,

a elderly relative has asked for help, he has no computer or anything like that as he has no idea  about them!

 

They just informed me he has been with Angel Advance DM for a few years and he told them all the debts he had including finance on a car, they sorted  everything out from what I gather and the car is now fully paid   for,

 

the problem is Angel Advance had told him they have personal stuff on him including the fact the car is fully paid for and they are also  accusing him of having a mobile phone they say is £10 a month, surely they can not do this?

 

I have said for him to write and get a SAR?

 

he is totally upset and angry and they said he must now pay £170 a month to them,

 

he is about to retire and lives in a one bed HA flat, any advice for what he can do please, I have no clue

 

Thank you

Sandy xx

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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Yes, defo a SAR.

 

Also ask for an up to date statement.

 

If he was in an IVA they usually last five years and then he is out of it, though some IVA's will want a final payment of somesort , I am not an expert.

 

Find out what date he started and when it is due to finish.

 

Also. Find out who tge creditors are and write to each of them asking for a copy of the original credit agreement.

 

When they cant produce one there is an opportunity to stop paying the IVA.

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it is not a IVA just a  DMP, he has been with Angel for years, they took over from  his original DMP who were 123 Debt Solutions

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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How much are Angel charging for their services ? Ask them how much they are keeping from the payments your relative is paying them.

 

Relative should look to cancel DMP with Angel, but before they do this,  the exact debt information needs to be found out. So an SAR is first step to Angel and then get info from each of the owners of the current debts.

 

Having a mobile is pretty essential these days. Angel should not be putting your relative into a hardship situation.

 

Government have introduced new Moneyhelper service, which you may want your relative to contact by phone to see if they can access local help.

 

WWW.MONEYHELPER.ORG.UK

MoneyHelper: free and impartial help with money and pensions. Formerly Money Advice Service, The Pension Advisory Service and...

 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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Just stop paying them totally and ignore them. Cancel the DD to them now 

 

123 debt solutions were one of the biggest fee scammers out there and were closed and fined by the authorities years ago 

 

Yes send them an SAR 

 

Sorry he has been had blind, 99% of all his payments would have gone to their monthly fee which is why it's taken years and years to settle stuff 

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

told him to ask for a SAR and ask how much debt etc he has, he pays Angel by standing order, only phone he has is a works phone but they told him they have a lot personal stuff on him, how?

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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not sure what you mean by personal stuff EXPAND.

 

stop the standing order NOW.

 

dx

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

hi dx,

 

they said they know he has now paid for the car and they seem think he has a phone of his own, 

 

did ask him but he got upset,

 

all he said they are demanding he now increases his payment to £170 a month,

 

he pays full rent and c/t etc, on a national wage.

 

I have no idea what personal stuff they have on him, he is a bit hard to talk to at times, I will try my best see if he will expand futher

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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Look just tell him to cancel to the standing order and ignore them!!;

 

Tell him to stop talking on the phone too 

They will lie simply to get free money from him 

They have both scammed him for years 

 

Be firm 

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

he does not phone them and far as know they DO NOT have his works phone number, I will tell him to cancel S/O and ignore them, he will then though surely get letters from his creditors?

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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  • dx100uk changed the title to Angel Advance DMP Provider Elderly Relative needs help/advice please

and i bet after all these years the debts were never enforceable or owed in the 1st place but sold to DCA's years ago.

 

old and new threads from 2018 merged

now go back and read from post 1 again

 

we said 5yrs ago to stop paying these scam artists.

 

dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

that is a different person dx but thanks,    soon as I can talk to relative about this I will, he still works full time , 

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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how weird the same 2 firms. angel advance and 123.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

yes I thought that, lol, funny I know a few  who are with this company!

The  relative is concerned now about the pile of crap mail he is bound to get from creditors for no payments

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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Well I suspect most are now owned by DCA's and are very historic in terms of when he originally took each out?

 

I would doubt any were/are actually enforceable.

 

You need to read a good few threads in this debt help forum then help him .not blind leading the blind.

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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