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    • Just out of curiosity aesmith - are you a lawyer?
    • I spoke to a pro-bono entity this afternoon.  They advise I must initiate a claim in the court v the receiver if I want to then file an application for an order for sale.  I must have a claim/ proceedings to be able to force a sale. The judge in the current proceedings  has told me that I cannot force the lender to sell and the lender cannot interfere either.   If the receiver isn't acting correctly and isn't selling - this means I must make a claim against the receiver I could initiate a claim. Or much quicker  - the other entity - with a charge already - could use that to make an application for an order for sale.
    • Thanks Dave It's not too far away, about 8 or 9 miles, so I will probably venture over on my bike if I can't think of a good reason to drive there again! I'll have a chat with Mrs GB_Joe tomorrow and see which shops they visited, I know M&S was on the list (had to try on multiple sets of trousers!) and they are actually in that bit of retail park. The uniform shop is across the way in the Meridian Centre, so probably not helpful to get them involved.
    • As they have failed to deliver their original PCN you will need to send them an SAR where they should provide that PCN. It should show the address they used . If it is not your current one that would explain the non delivery. If it was correct then perhaps the Post office messed up. A more cynical view would be that UKPC didn't send it so that you couldn't claim the reduction. It appears that UKPC have been there for some time  but I have been unable to find any pictures of their Notices.The leisure park itself is pretty big so while some parts maybe give 5 hours free parking other parts may have restrictions like permits. I haven't been there for years -I went  to Nandos and the bowling centre . I am surprised that they are now infested with UKPC as the place is plenty big enough not to require their dubious services. If you live not to far away it would help if you could get some legible pictures of their signs. Be carful to park in an area that doesn't require a permit and take photos of the entrance signs, the five hour sign and the permit only sign as well as any other signs that are different from the previous signs. Also if their is a payment machine could you please photograph that.
    • This other entity doesn't know what's going on.  To be clear I had huge equity.  No-one would ever expect a lender to erode all my equity.  The question is - if anyone knows the legal answer - on the basis they have a charging order - could they make an application for an order for sale?  
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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better deal for a New Customer - can i ....


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Right, struggled where to post this, i had tried looking about but couldn't really find anything that said it worked. So basically 2 questions really

 

So i'm curious - New customer offers, can your partner sign up and be treated as a new customer? If you already have an account with them youself.

 

Also if it is possible, would you then be able to link a cashback site to that a new customer offer.

 

Wasn't sure if they count the household as a customer. Its just our internet deal is due to run out end of this month.

 

Thanks

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Debatable......same surname ?

We could do with some help from you.

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Which company are you dealing with? I would have expected that the offer would be targeted at a particular individual. If there was ever any question of conflict which led to court action then I'm sure the court action would be against or by a particular individual

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So not married same address...then its treated as a new customer.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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doesn't matter who pays it.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I do exactly the same with Plusnet every 2 years.

 

I originally took out the contract in my name. 2 years on, other halfs name as a new customer. 2 years on, back in my name as a new customer again (after the 2 years you're a newbie once again). Current contract runs out on 19th of this month, so it'll be back in to the other halfs name, once again on a new customer deal. Always paid for from the same account too. All they want is the money each month, they won't care where it comes from.

 

All without any interruption in service and without changing telephone numbers etc.

 

It's playing the system to a certain extent, but the providers don't really care. They'd rather keep your custom (even on a better deal) than see you go to another provider.

Please note that my posts are my opinion only and should not be taken as any kind of legal advice.
In fact, they're probably just waffling and can be quite safely and completely ignored as you wish.

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That's actually prompted me to look at the Plusnet website.

 

I'm about to be saving another £4 a month and on a 1 year, instead of 2 year contract. That's a bonus :thumb:

Please note that my posts are my opinion only and should not be taken as any kind of legal advice.
In fact, they're probably just waffling and can be quite safely and completely ignored as you wish.

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Update:

 

Just phoned Plusnet and they wouldn't go for it this time. I could cancel my account and put in the other halfs name as a new customer, but that would've meant that I'd have been without internet for 2 or 3 weeks.

 

I have though managed to secure a deal (same speeds etc) that saves me £3.30 a month on a 12 month contract by talking to the retentions department rather than the sales droid, so it's not all bad news :-D

Please note that my posts are my opinion only and should not be taken as any kind of legal advice.
In fact, they're probably just waffling and can be quite safely and completely ignored as you wish.

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I dont ever accept the first answer or sometimes even the 2nd answer a CuSe rep tells me, often it's the computer says no scenario so moving up a tier on the complaints level usually draws a human that has access to work round the system to find a viable solution.

 

My ISP fell for renewal end of last month, I called them as you do, they couldnt offer me a deal as I'd signed up for an 18mth Contract with them, I pointed them to an email sent a year before that gave me a 12month contract, they couldn't see it, wouldnt acknowledge so I redialled and raised it to a complaint...a few calls later and I got a deal that gave me another 12 months at reduced rate and a confirmation email again to confirm, if at first you don't success try and try and then bludgeon them into submission.

 

As for new customers, in my case yes, each year we do it with House Insurance, it's paid and my partner is on the insurance as joint owner, each year the renwal comes in higher without exception (this year it was 10% increase) so my partner ask for a new policy and was given it inclusive of the usual new customer discount and it returned it to a price less than the renwal and almost the same as last years (just a little less) Next year it will be me as the named Policy Holder, it's been this way for around a decade now. The only drawback I can see is that you lose a no claims discount but for me it's about the price, so if by signing up each year gives us a discount less than the renewal then thats what we'll do and do ....do so to speak.

I reside in Dawlish Warren but am not a rabbit.

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