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LL mortgage expired - what are my rights?


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Some of my LL's post has always come to the house, passed on to her periodically. My housemate accidentally opened a letter for the LL and it said that the interest only mortgage on the house has expired and there is a large lump sum to pay!

 

I contacted LL, she said this has come out of the blue and that she had not received any of the forwarded letters. Also said she changed to a BTL mortgage 10 years ago. Didn't give a straight answer when I asked if it was BTL why were the letters etc coming to the rented address. She said she would try to extend the term, but I know she has been having financial problems and she is over retirement age.

 

What are my rights? Worst case scenario say the mortgage lender want to repossess, what could happen to me? I have an AST agreement and my rent is paid up to date.

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