Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #21

    Default Re: natwest overdraft debt

    Well yeh thatís what Iím asking. Iím 90 percent sure I havenít had any dcas Chase me for this for a couple of years if at all. Just wondering out of curiosity who it might be sat with


  2. #22

    Default Re: natwest overdraft debt

    ans post 17/20...ÖÖ..

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  3. #23

    Default Re: natwest overdraft debt

    sorry mate but i dont think it is. i'm looking to find out who natwest sell their debts on to. i don't know which debt collectoricon they have sold mine on to


  4. #24

    Default Re: natwest overdraft debt

    Quote Originally Posted by rintyrad View Post
    default date is 31/12/2015 and its with a debt collectoricon
    Quote Originally Posted by rintyrad View Post
    The overdraft is closed the account is closed itís just a debt on my credit file now
    So whose name is against it on your Credit file ? NW may not have sold the debt...they normally instruct the likes of Wetcloths to chase but dont assign it to them.

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  5. #25

    Default Re: natwest overdraft debt

    no harm in ringing NW and asking??
    there is no 'set' DCAicon they sell too
    only whomever the fleecer is that buys the debt portfolio you are in.

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  6. #26

    Default Re: natwest overdraft debt

    Very rare if at all.... Nat West assign debts...they litigate themselves and usually involve Shoosmiths

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  7. #27

    Default Re: natwest overdraft debt

    i'm just wondering if you can offer me advice. so the account defaulted in early 2016 but since the middle of july 2017 there has been no account activity(most places i have had a default previously mark this every month) as in they dont mark my account with anything anymore just wondering what you think it actually means from there end?


  8. #28

    Default Re: natwest overdraft debt

    Possibly transferred to Collections (Telford) and is now a Router account with new account number.

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  9. #29

    Default Re: natwest overdraft debt

    what is a router account?


  10. #30
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  11. #31

    Default Re: natwest overdraft debt

    If that's the case what would that mean for me?


  12. #32

    Default Re: natwest overdraft debt

    Im not sure...its just a possible suggestion to your post #27 and lack of default reporting.

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  13. #33

    Default Re: natwest overdraft debt

    Just a general enquiry with this. When does an overdraft become stat barred, i assume it's different to when you last made a payment stat barred issues because it's an overdraft?


  14. #34

    Default Re: natwest overdraft debt

    Once the demand notice has been served and expired...14 days...... Notice served under Sections 76(1) and 98(1) of the CCA1974.

    You may find the following thread of interest.

    https://www.consumeractiongroup.co.u...-by-HSBC/page2

    Andy

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