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    • 1. who knows... 2. not the whole A/C vanishes from your file on the DN's 6th b'day ...already carefully explain this. 3.yes 4.already carefully explain this.
    • if i remember rightly, long ago in one of the first drafts of the old proposed gov't overhauls, there was a listing of recommended 'charges' that inc wrong reg = £20. some PPC's implemented such changes in advance. then later as it looked increasing likely the new code was never going to be implemented after it's 1st review and another set of codes was to be debated they all quietly revert back .......... dx
    • Potentially it may not even get sold on? Just the default left for 6 years then gone? but if it is sold on ill get a letter from the DCA which is the notice of assignment? Sorry what is the different between a default notice and a default cal marker? yes, i may try and work arrangements out with the OCs after the breathing space but I'll see my circumstances then thank you again for all your help and patience, I really appreciate it and apologies If i am too fast or repeating myself.
    • receiving a default NOTICE (forget simple default cal markers) does not mean it will get sold on... OC's very very rarely do court themselves.  if it does you would receive a Notice of Assignment from the debt buyer/DCA.  as for reduced payment if it remains with the OC and they issue a DN, no harm in trying but lets get all your ducks inline first. dx  
    • okay thanks do you know how long it will take for it to get to the DCA or could the OC try and issue a CCJ? even though it's unlikely also for example would the OC agree to a reduction and a small payment over a super lengthy period of time if agreed? Rather than go through chasing apologies again for all the questions, just trying to understand all the possible scenarios.  
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Do I have to pay a broadband supplier if they provide no service ?


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I left talk talk after several years up to 2017 and had no yearly contract to honour due to it expiring.

Quite simply they didnt provide me a working internet, blaming some issues with their line management software.

 

I finished with them and didnt pay them for the time the line was not working.

They sent me bills but I just could not pay them due to the principle of it.

I tried to call their staff to explain that I am not going to pay when I didnt receive service, but wasted effort of course.

 

Now talk talk are threatening credit score points against me if I dont pay.

Is there anything I can do after they put this on my credit file.

 

Its the principle of it that gets me, I just dont want to pay them after all the hassle and expense they put me through.

As I was having to buy mobile broadband until I had a BT line put in.

 

I have lots of credit I hardly use so its not the end of the world anyway but surely there must be a way to challenge them ?

Edited by dx100uk
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Thanks to action group

 

Harris V abbey : settled

 

Glasgow Council Parking appeal won

 

Harris vs Santander: BCOB threats below had them refund charges, donate compensation to charity and alter branch policy.

 

https://docs.google.com/file/d/0B_wcM5ZfmEE5TjRiU0JBM0xZYzQ/edit?pli=1

 

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Yes Notice of correction...

Read more about it in the CAG credit agency guide...

 

https://www.consumeractiongroup.co.uk/forum/attachment.php?attachmentid=69473&d=1508516851

 

Yes you must pay them to an aspect but at the same time you are entitled to raise a complaint for bad service etc...

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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There is a way to challenge them – but it depends on whether you want to go to the trouble.

 

Somebody should certainly be challenging these people. They provide poor service and then when people quite legitimately complain and refuse to pay – suddenly they go into debt collection mode and they get very nasty and of course it's very damaging.

 

If you wanted to start a small claim against them then this would be very effective and of course I expect you would win.

 

When you didn't have the Internet service, what did you do instead? I'm asking this question because I would like to be able to see what kind of loss you experienced

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