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    • Update: tfl is taking me to court I'm trying to get an ooc claim from them but they have not been replying to my emails. 
    • Are these the important pages I need to upload ? 1.  pages 1-4 are court form 10a 2.  2 pages of the CCA agreement  3.  Default notice from NewDay, 22/02/20 4.   Lowell letter stating they own debt ,     Dated 16/11/20 5. Unheaded letter also dated 16/11/20 from NewDay saying they assigned “all of the respective rights etc,”  to Lowell on 23/10/20 I make this 9 relevant pages from what I can see   ( all other pages are statements/default notes and lots of FCA info sheets) just needing your confirmation in advance as I don’t want to send over pages that are not required thank you  UCM      
    • Just out of curiosity aesmith - are you a lawyer?
    • I spoke to a pro-bono entity this afternoon.  They advise I must initiate a claim in the court v the receiver if I want to then file an application for an order for sale.  I must have a claim/ proceedings to be able to force a sale. The judge in the current proceedings  has told me that I cannot force the lender to sell and the lender cannot interfere either.   If the receiver isn't acting correctly and isn't selling - this means I must make a claim against the receiver I could initiate a claim. Or much quicker  - the other entity - with a charge already - could use that to make an application for an order for sale.
    • Thanks Dave It's not too far away, about 8 or 9 miles, so I will probably venture over on my bike if I can't think of a good reason to drive there again! I'll have a chat with Mrs GB_Joe tomorrow and see which shops they visited, I know M&S was on the list (had to try on multiple sets of trousers!) and they are actually in that bit of retail park. The uniform shop is across the way in the Meridian Centre, so probably not helpful to get them involved.
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Do I have to pay a broadband supplier if they provide no service ?


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I left talk talk after several years up to 2017 and had no yearly contract to honour due to it expiring.

Quite simply they didnt provide me a working internet, blaming some issues with their line management software.

 

I finished with them and didnt pay them for the time the line was not working.

They sent me bills but I just could not pay them due to the principle of it.

I tried to call their staff to explain that I am not going to pay when I didnt receive service, but wasted effort of course.

 

Now talk talk are threatening credit score points against me if I dont pay.

Is there anything I can do after they put this on my credit file.

 

Its the principle of it that gets me, I just dont want to pay them after all the hassle and expense they put me through.

As I was having to buy mobile broadband until I had a BT line put in.

 

I have lots of credit I hardly use so its not the end of the world anyway but surely there must be a way to challenge them ?

Edited by dx100uk
spacing

Thanks to action group

 

Harris V abbey : settled

 

Glasgow Council Parking appeal won

 

Harris vs Santander: BCOB threats below had them refund charges, donate compensation to charity and alter branch policy.

 

https://docs.google.com/file/d/0B_wcM5ZfmEE5TjRiU0JBM0xZYzQ/edit?pli=1

 

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Yes Notice of correction...

Read more about it in the CAG credit agency guide...

 

https://www.consumeractiongroup.co.uk/forum/attachment.php?attachmentid=69473&d=1508516851

 

Yes you must pay them to an aspect but at the same time you are entitled to raise a complaint for bad service etc...

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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There is a way to challenge them – but it depends on whether you want to go to the trouble.

 

Somebody should certainly be challenging these people. They provide poor service and then when people quite legitimately complain and refuse to pay – suddenly they go into debt collection mode and they get very nasty and of course it's very damaging.

 

If you wanted to start a small claim against them then this would be very effective and of course I expect you would win.

 

When you didn't have the Internet service, what did you do instead? I'm asking this question because I would like to be able to see what kind of loss you experienced

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