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Shoosmiths. Do they own debts or just collect


mjr001
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I have just had an offer of PPI reclaim from Rbs. I previously had an Rbs credit card and got into financial difficulties which was passed eventually to shoosmiths.

 

I have been paying the amount agreed with Shoosmiths for 5 years now but my question is do shoosmoths usually buy the debts or just act as agents for the banks.

 

I am aware that if only agents Rbs will offset the PPI against the debt but not sure what happens if the debt has been sold on to shoosmiths

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why are you paying blindly shoo's?

who are their clients?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Then pay RBS.

 

And check that the money you've been handing over to shoo's has gone to the bank.

 

What is it for, Loan? Overdraft?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Then pay RBS.

 

And check that the money you've been handing over to shoo's has gone to the bank.

 

What is it for, Loan? Overdraft?

It was a Rbs credit card from 2012. Rbs passed it to shoosmiths for collection. I went down the unenforceable route but they provided a valid coca so was advised to make payment terms with them

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Well we've never seen the CCA return here so who said it was enforceable??

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

It was a Rbs credit card from 2012. Rbs passed it to shoosmiths for collection. I went down the unenforceable route but they provided a valid coca so was advised to make payment terms with them

 

Scan up what they sent you, but PLEASE ensure it is suitably redacted.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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so where the post with it in

did you post it up here before in a thread/post

I cant find it

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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