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Frederickson/Capital One


Cait116
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no that's o its in writing that's good.

now its what benefit an sar can give by getting all the statements and having to wait upto 40days.

 

lets say the penalty charges do equate to that 20% discount [as they are unlawful and reclaimable]

i'd be firing an F&F at a lower figure

 

freds were only acting as client so cap1 would have given them the thumbs up

which smacks to me theres more to be had.

but you need all the statements first.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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sar first

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 2 months later...

Morning guys, I received my SAR docs from Cap 1 yesterday and am going to try to claim back some charges.

 

Problem is I don't know what is classed as 'unfair charges'.

 

Would someone be able to advise what I should include?

 

The list is:

Standard Purchase Interest

Standard Cash Interest

Overlimit Fees

Late or Failure to Pay Fees

Cash Advance Fee

Returned Payment Fee

Thank you!! x

Edited by dx100uk
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Over/late

Pop them in the foscisheet at their int rate

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Still unlawfull and once a dca has it can be taken off any potential f&f

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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