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HSBC Loan Statute Barred Question


London1971
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Hi all,

 

I've got an SAR back from HSBC today.

 

The last payment I physically made on this account (Loan) was on 28th June 2010 (a long time after it had defaulted).

 

However I made a PPI reclaim on it which was credited to the outstanding balance on 16th June 2016.

On the SAR this is listed as a payment from debtor.

 

Would this have reset the statute barred clock, even though this payment was made without my consent? (Outstanding balance is now £1950)

 

Also they haven't been actively chasing it, I only received a letter on the date the PPI reclaim went through asking me to call them. Since then there have been no letters.

 

They also do not have my current address.

Should I update them?

We could do with some help from you.

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No...its an internal adjustment by the creditor ...statute barred

 

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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