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Engage Credit - Mortgage Charges


silverstealth
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I have just sold my house. The redemption figure inclued £6284 of additional charges.

 

Originally this was a Ge Money mortgage taken out in 2002.

 

Every month in the detailed summary I received there was a £40 Administration fee until February 2015 when it stopped completely

 

in Addition a monthly Reactive fee due (LRO) of around £23 What is a reactive payment due?

 

This was charged up until february 2015 and then stopped and replaced with Fees payable of around £20 a month

 

Also additional interest of around £30?

 

Are all these charges legitimate?

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no get reclaiming

but if GE are involved

its a very hard nut to crack

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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" Do you know what a Reactive fee due (LRO) is? "

 

http://www.engagecredit.com/index.php?option=com_content&view=article&id=17&Itemid=15

 

Nothing in their Useful Documents ...Tariff Fees

 

I have never heard of it.

 

 

Useful link....

 

https://www.consumeractiongroup.co.uk/forum/showthread.php?477389-Reclaiming-GE-Mortgage-chargres

 

Andy

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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