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    • I have received a PCN from Euro Car Parks for MFG - Esso Cobham - Gravesend. I was completely unaware that there was any such limit for parking and always considered this to be a service station. I stopped there to use the toilet, have a coffee and made a couple of work calls. I have read the previous topics on this location which suggest I can ignore this and ECP will not take legal action. The one possible complication is that the vehicle is leased by my employer so I do not want to involve them with the associated reminders and threatening letters. The PCN was first issued to the leasing company Arval who have notified ECP of the hiring company. I have attached a copy of the PCN Notice to Hirer with details removed as per instructions. What options do I have or should I just pay the PCN promptly at the reduced rate of £60? img20240424_23142631.pdf
    • What you have uploaded is a letter with daft empty threats from third-party paper tigers.  Just ignore it. What we need to see is the original invoice you received last October or November.
    • Thanks for posting the CPR contents. i do wish you hadn't blanked out the dates and times since at times they can be relevant . Can you please repost including times and dates. They say that they sent a copy of  the original  PCN that they sent to the Hirer  along with your hire agreement documents. Did you receive them and if so can you please upload the original PCN without erasing dates and times. If they did include  all the paperwork they said, then that PCN is pretty near compliant except for their error with the discount time. In the Act it isn't actually specified but to offer a discount for 14 days from the OFFENCE is a joke. the offence occurred probably a couple of months prior to you receiving your Notice to Hirer.  Also the words in parentheses n the Act have been missed off. Section 14 [5][c] (c)warn the hirer that if, after the period of 21 days beginning with the day after that on which the notice to hirer is given, the amount of unpaid parking charges referred to in the notice to keeper under paragraph 8(2)(f) or 9(2)(f) (as the case may be) has not been paid in full, the creditor will (if any applicable requirements are met) have the right to recover from the hirer so much of that amount as remains unpaid; Though it states "if any applicable ...." as opposed to "if all applicable......" in Section 8 or 9. Maybe the Site could explain what the difference between the two terms mean if there is a difference. Also on your claim form they keeper referring to you as the driver or the keeper.  You are the Hirer and only the Hirer is responsible for the charge EVEN IF THEY WEREN'T THE DRIVER. So they cannot pursue the driver and nowhere in the Hirer section of the Act is the hirer ever named as the keeper so NPC are pursuing the wrong person.  
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letter of claim lowell newday aqua card debt


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Hi

Can someone advise,

 

I owe money for an old credit card (aqua- new day form 2013 ),

they're saying amount owed is 4427 now on the Lowell letters, but the limit was only 3500 so must be a lot of charges added,

 

I have had a few letters that I've filed, but now I've got a letter of claim from these guys dates 29/01 saying

 

This letter is being sent to you in accordance with the practice direction on pre-action conduct and protocols, giving me 30 days to pay before they may commence proceedings.

 

I guess it's not good to ignore this one?

 

Do I send them A CAA request ?,

and ask how they reached that figure,

 

id ideally like this to go away or get a vastly reduced settlement that I can afford,

I don't want to fill in there income and expenses form...am I required.?

 

I've been reading through the forum trying to figure out how to approach this but I am a little confused.

 

Thanks in advance.

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Yes they have sent me that form with the letter of claim,

they seem to have all the correct details on the letter saying the date of assignment is only 07/12/2017,

so that's fast to send this letter out isn't it ?

 

So i send the form and CAA request together ?...and then wait ?

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yes only do as post 6 in that thread

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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have you moved since getting this card

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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so no missing mail

in a way they know they could be onto a winner here

as its a very new card so little chance of any paperwork wriggling as long as they can produce it!!

 

might pay to get an sar running to aqua to get all the statements

or if you still have online access get them from there.

 

findout why they've sold it on.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

Hi,

i got a letter today dated the 20th Feb , 14 days from the letter I sent saying that they were requesting the information and the account will be put on hold while they wait,

 

they included 2 other letters they say they sent me

I recognise one but not the other,

saying they're acting on behalf now etc

 

interesting enough dates the 19th Feb the one to say the account was sold and they now own it ,

when I wrote to them on Feb 6th! (i never got this other than with this letter, ..

...should this have not proceeded the letter of claim ?

 

The letter also states they are under no obligation to disclose the deed of assignment to me then goes to state the bit about requesting assignment, statements and default notice from the original creditor (aqua).

 

What do I do now...just wait or send another letter ?

 

Thanks in advance

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who said ask for the deed?

 

let it run no need to chase anything.

 

did you get the statements from Aqua?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I don't know I didn't? , I just sent the letter as per the post 6 in that thread above.

 

Do you think they'll get the information ?.....is it odd they put in a letter that they never sent telling me they have the account/ are owners now after the letter of claim?

 

Aqua was paperless and I'm now locked out so no statements and they haven't posted any others, applied and ran online.

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ah so its lowells playing silly bees again ...

i'd get an sar running to aqua..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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