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    • The incident was 03rd March 2024 - and that was the only letter that I have received from MET 15th April 2024 The charge I paid was at the Stansted Airport exit gate (No real relevance now - I thought this charge was for that!!).   Here is the content of email to them (Yes I know I said I was the driver !!!!) as said above -  I thought this charge was for that!! "Stansted Airport" Dear “To whom it may concern” My name is ??  PCN:  ?? Veh Reg: Date of Incident: 03rd March 2024 I have just received a parking charge final reminder letter, dated 10th April 2024 - for an overstay.  This is the first to my knowledge of any overstay. I am aware that I am out of the 28 days, I don’t mean to be rude, this feels like it is a scam My movements on this day in question are, I pulled into what looked like a service station on my way to pick my daughter and family up from Stansted airport. The reason for me pulling into this area was to use a toilet, so I found Starbucks, and when into there, after the above, I then purchased a coffee. After which I then continued with my journey to pick my daughter up. (however after I sent this email I remember that Starbucks was closed so I then I walked over to Macdonalds) There was no signs about parking or any tickets machines to explains about the parking rules. Once at Stansted, I entered and then paid on exit.  So Im not show where I overstayed my welcome.. With gratitude    
    • Just to enlarge on Dave's great rundown of your case under Penalty. In the oft quoted case often seen on PCNs,  viz PE v Beavis while to Judges said there was a case for claiming that £100 was a penalty, this was overruled in this case because PE had a legitimate interest in keeping the car park free for other motorists which outweighed the penalty. Here there is no legitimate interest since the premises were closed. Therefore the charge is a penalty and the case should be thrown out for that reason alone.   The Appeals dept need informing about what and what isn't a valid PCN. Dummies. You should also mention that you were unable to pay by Iphone as there was no internet connection and there was a long  queue to pay on a very busy day . There was no facility for us to pay from the time of our arrival only the time from when we paid at the machine so we felt that was a bit of a scam since we were not parked until we paid. On top of that we had two children to load and unload in the car which should be taken into account since Consideration periods and Grace periods are minimum time. If you weren't the driver and PoFA isn't compliant you are off scot free since only the driver is liable and they are saying it was you. 
    • Thank you dx. I consider myself well and truly told :) x Thank you dx. I consider myself well and truly told :) x
    • Doubt the uneconomic write off would be registered, unless you agreed to accept write off settlement of the claim. It is just cosmetic damage. All that has happened, is that the car has been looked at and they realised the repair costs are going to exceed the value of the car. If the car is perfectly driveable with no upcoming normal work required to pass next MOT, your current Insurers will continue Insurance and you can accept an amount from third party Insurers to go towards you repairing the scratched bodywork.    
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Help With PPI Policies On Barclaycards


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Hi there.

 

Just on the off chance my husband sent a request to Barclays to see if he had PPI on any of his cards.

 

It turns out he had it on his Barclaycard Mastercard from Sept '97 until Dec 2004 and on his Barclaycard Visa from Sept '97 until Aug 2015.

 

What would be our next step forward please?

 

Thank you.

Edited by dx100uk
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Sar time

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

A few months ago my husband found out from Barclaycard that he had PPI on his Mastercard and Visa.

 

He had it on his Mastercard Barclaycard from 01/09/97 until 23/12/2004 and on his Mastercard Visa from 01/09/97 until 25/08/15.

 

He then made a CCA request hoping it would show whether he had ticked boxes to say he wanted PPI and give employment details as he was self-employed at the time he applied.

 

Today he received a letter but the information given about each card doesn’t help with what he wants to know.

 

For one card it just says they are unable to provide a copy of the credit agreement and for the other they’ve sent a ‘reconstituted copy’ of the terms and conditions.

 

How does my hubby go about getting the information he wants to know?

He feels he may have grounds for a claim on the basis that he was self-employed at the time of getting PPI and it may not have covered him had he become unemployed.

 

Many thanks in advance if anyone can help with this.

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A CCA request was not the way to go. He should be sending an SAR. Send an SAR immediately and make sure that the request is worded generally to include everything they have on him in any form in respect of any matter. Accompanied by a cheque – not a postal order – so that he can more easily keep an eye upon the progress of the request.

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sar

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 weeks later...

A few months ago my husband found out from Barclaycard that he had PPI on his Mastercard and Visa.

 

He had it on his Mastercard Barclaycard from 01/09/97 until 23/12/2004 and on his Mastercard Visa from 01/09/97 until 25/08/15.

 

He first made a CCA request hoping it would show whether he had ticked boxes to say he wanted PPI and give employment details as he was self-employed at the time he applied.

 

He received a letter but for one card it said they were unable to provide a copy of the credit agreement and for the other they sent a ‘reconstituted copy’ of the terms and conditions.

 

Next, thanks to the advice of the some helpful forum members on here, he sent a SAR request about three weeks’ ago but all he got back was two envelopes containing the same Barclaycard terms and conditions booklets. There were no letters of explanation at all!

 

We are both quite disgusted by their behaviour.

They haven’t supplied us with anything we’ve requested.

 

We really don’t know what to do now.

 

Is there anyone we could complain to?

 

Many thanks in advance.

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three threads merged on same issue

please keep to one thread.

 

give them a ring and ask if there is anymore data to come

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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A few months ago my husband found out from Barclaycard that he had PPI on his Mastercard and Visa.

 

He had it on his Mastercard Barclaycard from 01/09/97 until 23/12/2004 and on his Mastercard Visa from 01/09/97 until 25/08/15.

 

He first made a CCA Request hoping it would show whether he had ticked boxes to say he wanted PPI and give employment details as he was self-employed at the time he applied.

 

He received a letter but for one card it said they were unable to provide a copy of the credit agreement and for the other they sent a ‘reconstituted copy’ of the terms and conditions.

 

Next, thanks to the advice of the some helpful forum members on here, he sent a SAR request about three weeks’ ago but all he got back was two envelopes containing the same Barclaycard terms and conditions booklets. There were no letters of explanation at all!

 

We are both quite disgusted by their behaviour.

They haven’t supplied us with anything we’ve requested.

 

We really don’t know what to do now.

 

Is there anyone we could complain to?

 

Many thanks in advance.

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Please will you stop creating new duplicate threads on this issue.

I have merge the threads but if you continue I'm afraid that we may have to close the discussion and prevent you from posting anything further.

 

It is highly disruptive and it causes confusion amongst the people who would be very happy to help you if you simply kept to a single discussion thread

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Hi there. Sorry for this but I posted 'Barclaycard not helpful with CCA or SAR requests' on Post New Thread but it came up with all my other previous messages. I then tried to do it again but the same thing happened. Do you know why this is the case? I'm scared to try it again. Many thanks.

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YOU KEEP TO ONE THREAD

there are far more people viewing this one than you starting a new one

 

as you do all the people that have posted get an email alert

when you start a new thread - no one gets anything so you have to hope someone sees it!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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so now read post 8 please and answer it

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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you keep any questions related to your PPI claim in THE SAME THREAD

this one!

 

post 9 sorry please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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you keep any questions related to your PPI claim in THE SAME THREAD

this one!

 

post 9 sorry please

 

Sorry but what do you want me to answer?

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three threads merged on same issue

please keep to one thread.

 

give them a ring and ask if there is anymore data to come

 

^^^^

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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