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OHs old Natwest Credit Card debt


primitive_man
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My partner had something else to confess to me - well, in truth, she showed me a statement of payments to Cabot as proof that they had her address - and it became obvious.

 

She had a credit Card with Natwest some years ago and last year, without my knowledge, entered into an agreement with Cabot to pay the debt back at £50 per month.

 

This debt was, at the time of the agreement, in default and had been for nearly 8 years.

 

Does the fact that she made the agreement - therefor admitting the debt - make any claim against that debt a waste of time?

 

Yours, Baffled and bemused... primitive_man.

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do you mean she didn't pay anything for +6yrs then stated paying cabot?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yep.

I suppose I could challenge it on the fact that the debt was legally unrecoverable under the Limitation Act 1980.

 

Note also that Natwest, without informing my partner - took £400 from her account - as a 'partial payment of the debt' just before she made the agreement with Cabot.

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NatWest paying themselves doesn't reset SB either

its SB's stop paying!!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

Having won my last case against Cabot: Here https://www.consumeractiongroup.co.uk/forum/showthread.php?484421-Backdoor-Cabot-CCJ-old-co-op-card-now-Warrant-of-Control***Set-a-Side-Unchallenged***(7-Viewing)-nbsp

 

I have advised my partner to cancel her sanding order to Cabot.

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Should of done that months ago

Its statute barred!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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