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    • They have defended the claim by saying that the job was of unsatisfactory standard and they had to call another carpenter to remedy. My husband has text messages about them losing the keys a second time and also an email. What do they hope to achieve??? Most importantly,  as far as I have seen online, now I need to wait for paperwork from the court, correct?
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    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
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Penalty for untaxed vehicle - offence still stands


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After owning the same car for over 20years I found myself needing to replace it.

 

I purchased a car last year (August 17) which was £0 tax.

All the relevant paperwork was sent off and i received the new keeper registration document.

What I didn't realise is that i needed to register my car online.

 

In November 17 my vehicle was clamped for being untaxed.

I was totally shocked and couldn't understand why this was as i did not have to pay tax on it.

My mistake.

I paid the fine of £100 to get it unclamped after registering the car.

I thought that was it.

 

However, I have now received a letterlink3.gif to say that must pay out an out of court settlement of £30.00 to stop DVLA taking me to court!

 

I dont understand how that can be if i have paid the fine and corrected my mistake.

I was not told that i would be charged an additional £30 2 months later!

Surely, this money making and cannot be legal

 

Does anyone else experienced this? please advise.

 

 

Do I pay the £30 fine

Edited by honeybee13
Paras
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Who from dvla or dca

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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hidden the above you MUST redact things of pers info/anything that can ID you.

please read upload

and post as a PDF

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi

 

Post#8 Edited and Approved

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I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

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The OP is suffering from one of the ironies of tax exemption and that is you still have to fill out a tax renewal every year.

 

The same goes for veteran cars that dont need tax or an MOT,

you sill have to jump through the same hoops and even declare the vehicle SORNed if you are going to leave it in the garage this year instead of doing the London to brighton run.

 

So your problem was not the registration of the vehicle but your failure to apply for road tax at the nil rate for the year.

Not much you can do to get out of the £30 rip off demand

This is why they dont do away with road tax and slap the extra on as fuel duty

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...I paid the fine of £100 to get it unclamped after registering the car. I thought that was it

as the letter says, the clamping is deemed separate to the 'untaxed' liability (its note #3 re the Regs).

as said, the same hoops need to be jumped through re a nil tax vehicle. (even though they know its nil on their computers)

this is something to be aware of now when buying/transferring a vehicle, as any tax (even nil) on it now gets auto cancelled upon. before

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under what grounds?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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its not a fine...its an out of court settlement

not a clampers job to tell you the law...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

IMHO no.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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The normal DVLA Penalty for not taxing a car is min £30 + any road tax due.

Just be grateful you were not stopped by a Police check which would have shown no tax on vehicle and may have invalidated your Ins.

It took me 2 mins online , this week to tax an exempt vehicle for 12 month for £nil having received the V11 reminder.

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A common misconception/urban myth.

 

Not having VEL on a vehicle does not invalidate your insurance. No VEL is a revenue offence and has absolutely nothing to do with car insurance.

 

However, under devolved powers (powers devolved from the DVLA to the Police) if the force that stops you have them (most do now) a vehicle with expired VEL can be seized.

Please note that my posts are my opinion only and should not be taken as any kind of legal advice.
In fact, they're probably just waffling and can be quite safely and completely ignored as you wish.

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